Unassociated Document
UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
WASHINGTON,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of the Securities Exchange Act of 1934
|
Date
of Report (Date of Earliest Event
Reported):
|
|
July
31,
2008
|
West
Bancorporation, Inc.
__________________________________________
(Exact
name of registrant as specified in its charter)
|
Iowa
|
|
0-49677
|
|
42-1230603
|
| |
|
|
|
|
|
(State
or other jurisdiction
of
incorporation)
|
|
(Commission
File
Number)
|
|
(I.R.S.
Employer
Identification
No.)
|
| 1601 22nd Street, West Des Moines,
Iowa |
|
50266
|
| |
|
|
|
(Address
of principal executive
offices)
|
|
(Zip
Code)
|
| |
|
|
| |
|
|
|
Registrant’s
telephone number, including area
code:
|
515-222-2300
|
Not
Applicable
______________________________________________
Former
name or former address, if changed since last report
Check
the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
o
Written communications
pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
Soliciting material pursuant to Rule
14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement communications pursuant
to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
Pre-commencement communications pursuant
to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Item
2.02 Results of Operations and Financial Condition.
On
July
31, 2008, West Bancorporation, Inc. issued a press release announcing earnings
for the second quarter and first half of 2008.
Item
9.01 Financial Statements and Exhibits.
Exhibit
99: Press Release of West Bancorporation, Inc. dated July 31, 2008.
The
information contained in this report may contain forward-looking statements
about the Company’s growth and acquisition strategies, new products and
services, and future financial performance, including earnings and dividends
per
share, return on average assets, return on average equity, efficiency ratio
and
capital ratio. Certain statements in this report constitute “forward-looking
statements” within the meaning of the Private Securities Litigation Reform Act
of 1995, including statements preceded by, followed by or that include the
words
“believes,” “expects,” “should” or “anticipates,” or references to estimates or
similar expressions. Such forward-looking statements are based upon certain
underlying assumptions, risks and uncertainties. Because of the possibility
of
change in the underlying assumptions, actual results could differ materially
from these forward-looking statements. Risks and uncertainties that may affect
future results include: interest rate risk; competitive pressures; pricing
pressures on loans and deposits; changes in credit and other risks posed by
the
Company’s loan and investment portfolios, including declines in commercial or
residential real estate values or changes in the allowance for loan losses
dictated by new market conditions or regulatory requirements; actions of bank
and non-bank competitors; changes in local and national economic conditions;
changes in regulatory requirements, including actions of the Securities and
Exchange Commission and/or the Federal Reserve Board; and customers’ acceptance
of the Company’s products and services. The Company undertakes no obligation to
revise or update such forward-looking statements to reflect current events
or
circumstances after the date hereof or to reflect the occurrence of
unanticipated events.
SIGNATURES
Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrant
has
duly caused this report to be signed on its behalf by the undersigned hereunto
duly authorized.
| |
|
|
| |
West
Bancorporation, Inc. |
|
|
|
| July
31, 2008 |
|
By: Douglas
R. Gulling
|
| |
|
| |
Name:
Douglas
R. Gulling
Title:
Executive Vice President and Chief Financial
Officer
|
Exhibit
Index
| |
Exhibit
No. |
|
Description |
| |
|
|
|
| |
|
|
|
| |
99 |
|
Press Release of West Bancorporation,
Inc.
dated July 31, 2008 |