UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    Form 13F

                              Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: June 30, 2012

Check here if Amendment [ ]: Amendment Number:

This Amendment (Check only one): [ ] is a restatement
               [ ] adds new holdings entries

Institutional Investment Manager Filing this Report:

Name:    First Commonwealth Financial Corporation
Address: 22 North Sixth Street
         Indiana, PA, 15701

Form 13F File Number: 28-05151

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and it is understood that all required items, statements, schedules,
lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:  Teresa M. Ciambotti
Title: Senior Vice President and Controller
Phone: (724) 463-4725

Signature, Place, and Date of Signing:


/s/ Teresa M. Ciambotti
Teresa M. Ciambotti,             Indiana, PA,   August 10, 2012

Report Type (check only one):

[x]  13F HOLDINGS REPORT (Check here if all holdings of this reporting manager
     are reported in this report)

[ ]  13F NOTICE (Check here if no holdings reported are in this report, and all
     holdings are reported by other reporting manager(s))

[ ]  13F COMBINATION REPORT (Check here if a portion of the holdings for this
     reporting manager are reported in this report and a portion are reported by
     other reporting manager(s).)




                             Form 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers: 1

Form 13F Information Table Entry Total: 154

Form 13F Information Table Value Total: $76,701 (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.

Number: 1

Form 13F File Number: 28-11893

Name: First Commonwealth Bank




                           FORM 13F INFORMATION TABLE



       COLUMN 1                  COL 2       COL 3     COL 4       COLUMN 5         COL 6     COL 7        COLUMN 8
---------------------------- ------------- --------- -------- ------------------ ---------- -------- --------------------
                                                      MARKET
                                 TITLE                 VALUE    SHS OR  SH/ PUT/ INVESTMENT   OTHER    VOTING AUTHORITY
ISSUER                         OF CLASS      CUSIP   (X$1000)  PRN AMT  PRN CALL DISCRETION MANAGERS   SOLE  SHARED  NONE
---------------------------- ------------- --------- -------- --------- --- ---- ---------- -------- ------- ------ -----
                                                                                   
3M CO                        COMMON        88579Y101      202     2,260  SH      DEFINED           1   1,290          970
3M CO                        COMMON        88579Y101       18       200  SH      OTHER             1     200
ABBOTT LABS                  COMMON        002824100    1,108    17,181  SH      DEFINED           1  16,048        1,133
ABBOTT LABS                  COMMON        002824100       69     1,067  SH      OTHER             1   1,067
AIR PRODS & CHEMS INC        COMMON        009158106      750     9,291  SH      DEFINED           1   9,291
AIR PRODS & CHEMS INC        COMMON        009158106       36       450  SH      OTHER             1     450
ALLSTATE CORP                COMMON        020002101      271     7,712  SH      DEFINED           1   7,712
ALLSTATE CORP                COMMON        020002101       22       634  SH      OTHER             1     634
ALTRIA GROUP INC             COMMON        02209S103      202     5,857  SH      DEFINED           1   5,638          219
ALTRIA GROUP INC             COMMON        02209S103      107     3,085  SH      OTHER             1   3,085
AMERICAN EXPRESS CO          COMMON        025816109      463     7,961  SH      DEFINED           1   7,961
APACHE CORP                  COMMON        037411105      751     8,540  SH      DEFINED           1   7,970          570
APACHE CORP                  COMMON        037411105       72       814  SH      OTHER             1     450    364
APPLE INC                    COMMON        037833100    2,548     4,363  SH      DEFINED           1   4,195          168
APPLE INC                    COMMON        037833100      137       235  SH      OTHER             1     235
AT&T INC                     COMMON        00206R102    2,118    59,392  SH      DEFINED           1  56,806        2,586
AT&T INC                     COMMON        00206R102       84     2,350  SH      OTHER             1   2,050    300
BANK OF NEW YORK MELLON CORP COMMON        064058100      190     8,656  SH      DEFINED           1   5,666        2,990
BANK OF NEW YORK MELLON CORP COMMON        064058100       24     1,072  SH      OTHER             1   1,072
BECTON DICKINSON & CO        COMMON        075887109      719     9,621  SH      DEFINED           1   9,621
BECTON DICKINSON & CO        COMMON        075887109       62       833  SH      OTHER             1     833
BOEING CO                    COMMON        097023105      743     9,999  SH      DEFINED           1   9,999
BOEING CO                    COMMON        097023105       39       525  SH      OTHER             1     525
BROWN FORMAN CORP            CL B          115637209      374     3,864  SH      DEFINED           1   3,864
CATERPILLAR INC DEL          COMMON        149123101      972    11,445  SH      DEFINED           1  11,445
CATERPILLAR INC DEL          COMMON        149123101       85     1,000  SH      OTHER             1   1,000
CHEVRON CORP NEW             COMMON        166764100    1,249    11,839  SH      DEFINED           1  10,613        1,226
CHEVRON CORP NEW             COMMON        166764100      186     1,762  SH      OTHER             1   1,762
CHUBB CORP                   COMMON        171232101      725     9,959  SH      DEFINED           1   9,959
CISCO SYS INC                COMMON        17275R102      679    39,572  SH      DEFINED           1  35,162        4,410
CISCO SYS INC                COMMON        17275R102       73     4,233  SH      OTHER             1   4,233
CNB FINL CORP PA             COMMON        126128107      191    11,700  SH      DEFINED           1  11,700
COCA COLA CO                 COMMON        191216100      928    11,865  SH      DEFINED           1  11,840           25
COCA COLA CO                 COMMON        191216100       39       500  SH      OTHER             1     500
CONOCOPHILLIPS               COMMON        20825C104      827    14,794  SH      DEFINED           1  13,392        1,402
CONOCOPHILLIPS               COMMON        20825C104       18       325  SH      OTHER             1     325
CSX CORP                     COMMON        126408103      384    17,178  SH      DEFINED           1  17,178
CSX CORP                     COMMON        126408103        9       400  SH      OTHER             1     400
CUMMINS INC                  COMMON        231021106      566     5,843  SH      DEFINED           1   5,843
CUMMINS INC                  COMMON        231021106       19       200  SH      OTHER             1     200
CVS CAREMARK CORPORATION     COMMON        126650100      870    18,626  SH      DEFINED           1  18,626
CVS CAREMARK CORPORATION     COMMON        126650100       47     1,001  SH      OTHER             1   1,001
DEVON ENERGY CORP NEW        COMMON        25179M103      436     7,510  SH      DEFINED           1   7,510
DEVON ENERGY CORP NEW        COMMON        25179M103        7       125  SH      OTHER             1     125
DISNEY WALT CO               COMMON DISNEY 254687106      846    17,436  SH      DEFINED           1  15,556        1,880
DISNEY WALT CO               COMMON DISNEY 254687106       39       800  SH      OTHER             1     800
DOMINION RES INC VA NEW      COMMON        25746U109      636    11,780  SH      DEFINED           1  11,743           37
DOMINION RES INC VA NEW      COMMON        25746U109      186     3,449  SH      OTHER             1   3,449
DU PONT E I DE NEMOURS & CO  COMMON        263534109      332     6,560  SH      DEFINED           1   6,560
DU PONT E I DE NEMOURS & CO  COMMON        263534109       53     1,042  SH      OTHER             1     742    300
E M C CORP MASS              COMMON        268648102      476    18,586  SH      DEFINED           1  15,646        2,940
ENTERPRISE PRODS PARTNERS L  COMMON        293792107      243     4,744  SH      DEFINED           1   4,744
EXXON MOBIL CORP             COMMON        30231G102    3,253    38,018  SH      DEFINED           1  37,930     88
EXXON MOBIL CORP             COMMON        30231G102      658     7,686  SH      OTHER             1   5,614  2,072
FEDEX CORP                   COMMON        31428X106      420     4,580  SH      DEFINED           1   4,580
FEDEX CORP                   COMMON        31428X106       23       250  SH      OTHER             1     250
FIRST COMWLTH FINL CORP PA   COMMON        319829107    3,616   537,234  SH      DEFINED           1 536,064  1,170
FIRST COMWLTH FINL CORP PA   COMMON        319829107      101    14,941  SH      OTHER             1  14,141          800
FREEPORT-MCMORAN COPPER & GO COMMON        35671D857      671    19,689  SH      DEFINED           1  17,589        2,100
GENERAL ELECTRIC CO          COMMON        369604103    2,506   120,234  SH      DEFINED           1 115,154    500 4,580
GENERAL ELECTRIC CO          COMMON        369604103      383    18,358  SH      OTHER             1  17,858    500
GENERAL MLS INC              COMMON        370334104      794    20,593  SH      DEFINED           1  20,593
GENERAL MLS INC              COMMON        370334104       46     1,200  SH      OTHER             1   1,200
GENUINE PARTS CO             COMMON        372460105      984    16,327  SH      DEFINED           1  16,251           76
GENUINE PARTS CO             COMMON        372460105       22       360  SH      OTHER             1     360
GILEAD SCIENCES INC          COMMON        375558103      774    15,089  SH      DEFINED           1  15,089
GOLDMAN SACHS GROUP INC      COMMON        38141G104      188     1,964  SH      DEFINED           1   1,424          540
GOLDMAN SACHS GROUP INC      COMMON        38141G104       24       250  SH      OTHER             1     250
GOOGLE INC                   CL A          38259P508      959     1,653  SH      DEFINED           1   1,473          180
GOOGLE INC                   CL A          38259P508       12        20  SH      OTHER             1      20
HALLIBURTON CO               COMMON        406216101      348    12,274  SH      DEFINED           1  10,724        1,550
HELMERICH & PAYNE INC        COMMON        423452101      617    14,187  SH      DEFINED           1  14,187
HELMERICH & PAYNE INC        COMMON        423452101       20       450  SH      OTHER             1     450
HUMANA INC                   COMMON        444859102      678     8,757  SH      DEFINED           1   8,757
HUMANA INC                   COMMON        444859102       34       440  SH      OTHER             1     440





                                                                                   
INGERSOLL-RAND PLC           SHS           G47791101      253     6,000  SH      DEFINED           1   6,000
INTEL CORP                   COMMON        458140100      791    29,692  SH      DEFINED           1  26,152        3,540
INTEL CORP                   COMMON        458140100      133     5,000  SH      OTHER             1   5,000
INTERNATIONAL BUSINESS MACHS COMMON        459200101    3,199    16,355  SH      DEFINED           1  16,355
INTERNATIONAL BUSINESS MACHS COMMON        459200101      147       750  SH      OTHER             1     650    100
JOHNSON & JOHNSON            COMMON        478160104      377     5,577  SH      DEFINED           1   5,504           73
JOHNSON & JOHNSON            COMMON        478160104       64       950  SH      OTHER             1     950
JPMORGAN CHASE & CO          COMMON        46625H100      990    27,701  SH      DEFINED           1  25,831        1,870
JPMORGAN CHASE & CO          COMMON        46625H100       31       875  SH      OTHER             1     875
LOWES COS INC                COMMON        548661107      177     6,232  SH      DEFINED           1   6,232
LOWES COS INC                COMMON        548661107       35     1,233  SH      OTHER             1     933    300
MCDONALDS CORP               COMMON        580135101    1,149    12,975  SH      DEFINED           1  12,955           20
MCDONALDS CORP               COMMON        580135101       74       840  SH      OTHER             1     840
METLIFE INC                  COMMON        59156R108      542    17,579  SH      DEFINED           1  17,579
METLIFE INC                  COMMON        59156R108        2        80  SH      OTHER             1      80
MICROSOFT CORP               COMMON        594918104    1,423    46,533  SH      DEFINED           1  42,003        4,530
MICROSOFT CORP               COMMON        594918104       50     1,633  SH      OTHER             1   1,633
MYLAN INC                    COMMON        628530107      466    21,828  SH      DEFINED           1  21,828
MYLAN INC                    COMMON        628530107        9       400  SH      OTHER             1     400
ORACLE CORP                  COMMON        68389X105      998    33,609  SH      DEFINED           1  31,289        2,320
ORACLE CORP                  COMMON        68389X105       51     1,733  SH      OTHER             1   1,733
PARKER HANNIFIN CORP         COMMON        701094104      518     6,737  SH      DEFINED           1   6,675           62
PARKER HANNIFIN CORP         COMMON        701094104       46       600  SH      OTHER             1     600
PEPSICO INC                  COMMON        713448108      224     3,170  SH      DEFINED           1   3,143           27
PEPSICO INC                  COMMON        713448108      274     3,872  SH      OTHER             1   3,872
PETSMART INC                 COMMON        716768106    1,134    16,634  SH      DEFINED           1  14,354        2,280
PETSMART INC                 COMMON        716768106       51       750  SH      OTHER             1     750
PFIZER INC                   COMMON        717081103      365    15,861  SH      DEFINED           1  15,861
PFIZER INC                   COMMON        717081103      255    11,096  SH      OTHER             1  11,096
PHILIP MORRIS INTL INC       COMMON        718172109    1,607    18,417  SH      DEFINED           1  17,660          757
PHILIP MORRIS INTL INC       COMMON        718172109      220     2,525  SH      OTHER             1   2,525
PNC FINL SVCS GROUP INC      COMMON        693475105    1,077    17,626  SH      DEFINED           1  17,626
PNC FINL SVCS GROUP INC      COMMON        693475105       18       300  SH      OTHER             1     300
PPG INDS INC                 COMMON        693506107    1,446    13,630  SH      DEFINED           1  13,630
PPG INDS INC                 COMMON        693506107      260     2,454  SH      OTHER             1     454  2,000
PPL CORP                     COMMON        69351T106      514    18,485  SH      DEFINED           1  18,350          135
PPL CORP                     COMMON        69351T106       68     2,450  SH      OTHER             1   2,450
PRECISION CASTPARTS CORP     COMMON        740189105      711     4,320  SH      DEFINED           1   4,320
PRECISION CASTPARTS CORP     COMMON        740189105       45       275  SH      OTHER             1     275
PRICE T ROWE GROUP INC       COMMON        74144T108      710    11,280  SH      DEFINED           1  11,280
PRICE T ROWE GROUP INC       COMMON        74144T108       85     1,350  SH      OTHER             1   1,350
PROCTER & GAMBLE CO          COMMON        742718109    2,215    36,156  SH      DEFINED           1  36,125           31
PROCTER & GAMBLE CO          COMMON        742718109      149     2,426  SH      OTHER             1   2,426
PUBLIC SVC ENTERPRISE GROUP  COMMON        744573106      268     8,247  SH      DEFINED           1   6,387        1,860
PUBLIC SVC ENTERPRISE GROUP  COMMON        744573106       70     2,160  SH      OTHER             1   2,160
QUALCOMM INC                 COMMON        747525103      714    12,826  SH      DEFINED           1  12,826
QUALCOMM INC                 COMMON        747525103       11       200  SH      OTHER             1     200
ROCKWELL AUTOMATION INC      COMMON        773903109      309     4,678  SH      DEFINED           1   4,678
ROCKWELL AUTOMATION INC      COMMON        773903109       76     1,150  SH      OTHER             1   1,150
ROCKWELL COLLINS INC         COMMON        774341101      201     4,069  SH      DEFINED           1   4,069
ROCKWELL COLLINS INC         COMMON        774341101       64     1,295  SH      OTHER             1   1,295
S & T BANCORP INC            COMMON        783859101    1,691    91,569  SH      DEFINED           1  91,569
S & T BANCORP INC            COMMON        783859101       27     1,464  SH      OTHER             1   1,464
STATE STR CORP               COMMON        857477103      559    12,523  SH      DEFINED           1  12,523
STATE STR CORP               COMMON        857477103       13       300  SH      OTHER             1     300
TARGET CORP                  COMMON        87612E106      929    15,962  SH      DEFINED           1  15,962
TARGET CORP                  COMMON        87612E106       84     1,450  SH      OTHER             1   1,450
TEVA PHARMACEUTICAL INDS LTD ADR           881624209      308     7,818  SH      DEFINED           1   7,818
TEVA PHARMACEUTICAL INDS LTD ADR           881624209       18       450  SH      OTHER             1     450
TEXAS INSTRS INC             COMMON        882508104      458    15,978  SH      DEFINED           1  13,728        2,250
TEXAS INSTRS INC             COMMON        882508104       42     1,467  SH      OTHER             1   1,467
THERMO FISHER SCIENTIFIC INC COMMON        883556102      673    12,969  SH      DEFINED           1  12,969
THERMO FISHER SCIENTIFIC INC COMMON        883556102       29       550  SH      OTHER             1     550
TIME WARNER CABLE INC        COMMON        88732J207    1,062    12,939  SH      DEFINED           1  12,939
TIME WARNER CABLE INC        COMMON        88732J207       36       433  SH      OTHER             1     433
US BANCORP DEL               COMMON NEW    902973304      557    17,323  SH      DEFINED           1  17,323
US BANCORP DEL               COMMON NEW    902973304       19       600  SH      OTHER             1     600
VERIZON COMMUNICATIONS INC   COMMON        92343V104    1,972    44,384  SH      DEFINED           1  44,132     76   176
VERIZON COMMUNICATIONS INC   COMMON        92343V104      569    12,804  SH      OTHER             1   9,088  3,716
VISA INC                     COMMON CL A   92826C839      841     6,800  SH      DEFINED           1   6,800
VISA INC                     COMMON CL A   92826C839       28       225  SH      OTHER             1     225
WAL-MART STORES INC          COMMON        931142103    1,109    15,907  SH      DEFINED           1  13,547        2,360
WAL-MART STORES INC          COMMON        931142103       45       650  SH      OTHER             1     650
WELLS FARGO & CO NEW         COMMON        949746101      156     4,662  SH      DEFINED           1   1,452        3,210
WELLS FARGO & CO NEW         COMMON        949746101       48     1,432  SH      OTHER             1   1,432
XCEL ENERGY INC              COMMON        98389B100      751    26,426  SH      DEFINED           1  26,426
XCEL ENERGY INC              COMMON        98389B100       54     1,900  SH      OTHER             1   1,900
ZIMMER HLDGS INC             COMMON        98956P102      573     8,900  SH      DEFINED           1   7,760        1,140
ZIMMER HLDGS INC             COMMON        98956P102       23       350  SH      OTHER             1     250    100
GRAND TOTALS                                           76,701 2,035,639