UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 2005
Check here if Amendment [ ]: Amendment Number:
This Amendment (Check only one): [] is a restatement
[ ] adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: First Commonwealth Financial Corporation
Address: 22 North Sixth Street
Indiana, PA, 15701
Form 13F File Number:28-05151
The institutional investment manager filing this report and the person
by whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: John J. Dolan
Title: Executive Vice President and Chief Financial Officer
Phone: (724) 349-7220
Signature,Place, and Date of Signing:
/s/ John. J. Dolan
John J. Dolan, Indiana, PA, May 16, 2005
Report Type(check only one) :
[x] 13F HOLDINGS REPORT (Check here if all holdings of this reporting
manager are reported in this report
[ ] 13F NOTICE (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s))
[ ] 13F COMBINATION REPORT (Check here if a portion of the holdings
for this reporting manager are reported in this report and a
portion are reported by other reporting manager(s).)
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 216
Form 13F Information Table Value Total: $148,893 (thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is
filed, other than the manager filing this report.
Number: 1
Form 13F File Number:28-05153
Name: First Commonwealth Trust Company
FORM 13F INFORMATION TABLE
COLUMN 1 COL 2 COL 3 COL 4 COLUMN 5 COL 6 COL 7 COLUMN 8
TITLE MARKET
OF VALUE SHS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
3M CO Common 88579Y101 468 5,460 SH DEFINED 1 5,460 0 0
3M CO Common 88579Y101 819 9,560 SH OTHER 1 9,560 0 0
ABBOTT LABS Common 002824100 814 17,456 SH DEFINED 1 17,456 0 0
ABBOTT LABS Common 002824100 24 525 SH OTHER 1 525 0 0
ALCOA INC Common 013817101 767 25,225 SH DEFINED 1 25,225 0 0
ALCOA INC Common 013817101 93 3,060 SH OTHER 1 3,060 0 0
ALLSTATE CORP Common 020002101 975 18,033 SH DEFINED 1 18,033 0 0
ALLSTATE CORP Common 020002101 415 7,677 SH OTHER 1 7,677 0 0
ALLTEL CORP Common 020039103 901 16,427 SH DEFINED 1 16,427 0 0
ALLTEL CORP Common 020039103 478 8,716 SH OTHER 1 1,700 7,016 0
ALTRIA GROUP INC Common 02209S103 693 10,600 SH DEFINED 1 10,600 0 0
ALTRIA GROUP INC Common 02209S103 2,023 30,940 SH OTHER 1 30,940 0 0
AMERICAN INTL GROUP INC Common 026874107 922 16,645 SH DEFINED 1 16,645 0 0
AMERICAN INTL GROUP INC Common 026874107 88 1,581 SH OTHER 1 1,581 0 0
AMGEN INC Common 031162100 1,200 20,621 SH DEFINED 1 20,621 0 0
AMGEN INC Common 031162100 80 1,375 SH OTHER 1 1,375 0 0
ANHEUSER BUSCH COS INC Common 035229103 1,187 25,044 SH DEFINED 1 25,044 0 0
ANHEUSER BUSCH COS INC Common 035229103 40 850 SH OTHER 1 850 0 0
APACHE CORP Common 037411105 1,042 17,017 SH DEFINED 1 17,017 0 0
APACHE CORP Common 037411105 73 1,199 SH OTHER 1 675 524 0
BANK OF AMERICA CORPORATION Common 060505104 1,119 25,375 SH DEFINED 1 25,375 0 0
BANK OF AMERICA CORPORATION Common 060505104 233 5,276 SH OTHER 1 5,276 0 0
BELLSOUTH CORP Common 079860102 223 8,488 SH DEFINED 1 8,088 400 0
BELLSOUTH CORP Common 079860102 104 3,949 SH OTHER 1 3,949 0 0
BERKSHIRE SECURITIES Common 084991868 702 3,600 SH DEFINED 1 3,600 0 0
BERKSHIRE SECURITIES Common 084991868 351 1,800 SH OTHER 1 1,800 0 0
BICO INC Common 088766100 0 101,100 SH DEFINED 1 101,100 0 0
BJ SVCS CO Common 055482103 602 11,600 SH DEFINED 1 11,600 0 0
BJ SVCS CO Common 055482103 5 100 SH OTHER 1 100 0 0
BOEING CO Common 097023105 213 3,638 SH DEFINED 1 3,638 0 0
BOEING CO Common 097023105 102 1,744 SH OTHER 1 1,744 0 0
BP PLC Common 055622104 764 12,246 SH DEFINED 1 12,246 0 0
BP PLC Common 055622104 392 6,281 SH OTHER 1 5,279 1,002 0
BP PRUDHOE BAY RTY TR Common 055630107 220 3,150 SH DEFINED 1 3,150 0 0
CAREMARK RX INC Common 141705103 878 22,080 SH DEFINED 1 22,080 0 0
CAREMARK RX INC Common 141705103 30 750 SH OTHER 1 750 0 0
CATERPILLAR INC DEL Common 149123101 179 1,957 SH DEFINED 1 1,957 0 0
CATERPILLAR INC DEL Common 149123101 25 275 SH OTHER 1 275 0 0
CENDANT CORP Common 151313103 570 27,740 SH DEFINED 1 27,740 0 0
CENDANT CORP Common 151313103 38 1,840 SH OTHER 1 1,840 0 0
CHEVRONTEXACO CORP Common 166764100 482 8,272 SH DEFINED 1 8,272 0 0
CHEVRONTEXACO CORP Common 166764100 246 4,220 SH OTHER 1 3,420 0 800
CISCO SYS INC Common 17275R102 1,017 56,828 SH DEFINED 1 56,828 0 0
CISCO SYS INC Common 17275R102 119 6,625 SH OTHER 1 6,625 0 0
CITIGROUP INC Common 172967101 1,444 32,125 SH DEFINED 1 32,125 0 0
CITIGROUP INC Common 172967101 242 5,392 SH OTHER 1 5,027 365 0
CNB FINL CORP PA Common 126128107 390 26,251 SH DEFINED 1 26,251 0 0
COMCAST CORP NEW Common 20030N101 208 6,164 SH DEFINED 1 6,164 0 0
COMCAST CORP NEW Common 20030N101 84 2,483 SH OTHER 1 2,365 0 118
CONOCOPHILLIPS Common 20825C104 364 3,379 SH DEFINED 1 3,379 0 0
CONOCOPHILLIPS Common 20825C104 54 500 SH OTHER 1 500 0 0
CONSTELLATION ENERGY GROUP I Common 210371100 274 5,291 SH OTHER 1 5,291 0 0
COOPER COS INC Common 216648402 855 11,725 SH DEFINED 1 11,725 0 0
COOPER COS INC Common 216648402 27 375 SH OTHER 1 375 0 0
COVENTRY HEALTH CARE INC Common 222862104 500 7,335 SH DEFINED 1 7,335 0 0
COVENTRY HEALTH CARE INC Common 222862104 37 550 SH OTHER 1 550 0 0
CTC COMMUNICATIONS GROUP INC Common 126419100 0 10,000 SH DEFINED 1 10,000 0 0
DELL INC Common 24702R101 936 24,366 SH DEFINED 1 24,366 0 0
DELL INC Common 24702R101 29 750 SH OTHER 1 750 0 0
DIASENSE INC COM Common 252834106 0 17,500 SH DEFINED 1 17,500 0 0
DOMINION RES INC VA NEW Common 25746U109 887 11,918 SH DEFINED 1 11,918 0 0
DOMINION RES INC VA NEW Common 25746U109 150 2,015 SH OTHER 1 2,015 0 0
DOW CHEM CO Common 260543103 355 7,128 SH DEFINED 1 7,128 0 0
DOW CHEM CO Common 260543103 77 1,546 SH OTHER 1 1,546 0 0
DU PONT E I DE NEMOURS & CO Common 263534109 546 10,654 SH DEFINED 1 10,654 0 0
DU PONT E I DE NEMOURS & CO Common 263534109 108 2,100 SH OTHER 1 300 1,800 0
EBAY INC Common 278642103 286 7,685 SH DEFINED 1 7,685 0 0
EBAY INC Common 278642103 7 200 SH OTHER 1 200 0 0
EMBRYO DEV CORP Common 290818103 1 15,000 SH DEFINED 1 15,000 0 0
EMERSON ELEC CO Common 291011104 19 300 SH DEFINED 1 300 0 0
EMERSON ELEC CO Common 291011104 632 9,730 SH OTHER 1 9,730 0 0
ESB FINANCIAL CORP Common 26884F102 170 12,510 SH DEFINED 12,510 0 0
EXELON CORP Common 30161N101 123 2,676 SH DEFINED 1 2,676 0 0
EXELON CORP Common 30161N101 86 1,866 SH OTHER 1 1,866 0 0
EXXON MOBIL CORP Common 30231G102 4,414 74,053 SH DEFINED 1 74,053 0 0
EXXON MOBIL CORP Common 30231G102 2,356 39,523 SH OTHER 1 18,597 20,626 300
FEDEX CORP Common 31428X106 815 8,680 SH DEFINED 1 8,680 0 0
FEDEX CORP Common 31428X106 33 350 SH OTHER 1 350 0 0
FIRST COMWLTH FINL CORP PA Common 319829107 18,641 1,360,681 SH DEFINED 1 1,356,515 0 0
FIRST COMWLTH FINL CORP PA Common 319829107 2,315 169,002 SH OTHER 1 118,792 50,210 0
FLEXTRONICS INTL LTD Common Y2573F102 557 46,295 SH DEFINED 1 46,295 0 0
FLEXTRONICS INTL LTD Common Y2573F102 16 1,350 SH OTHER 1 1,350 0 0
FORTUNE BRANDS INC Common 349631101 1,051 13,032 SH DEFINED 1 13,032 0 0
FORTUNE BRANDS INC Common 349631101 24 300 SH OTHER 1 300 0 0
FPL GROUP INC Common 302571104 793 19,740 SH DEFINED 1 19,740 0 0
FPL GROUP INC Common 302571104 94 2,350 SH OTHER 1 2,350 0 0
GANNETT INC Common 364730101 623 7,880 SH DEFINED 1 7,880 0 0
GANNETT INC Common 364730101 28 350 SH OTHER 1 350 0 0
GATEWAY BANK OF PENNSYLVANIA Common 869099101 50 5,000 SH SOLE 5,000 0 0
GENERAL ELEC CO Common 369604103 3,453 95,770 SH DEFINED 1 95,770 0 0
GENERAL ELEC CO Common 369604103 4,681 129,825 SH OTHER 1 126,795 3,030 0
GENERAL MLS INC Common 370334104 149 3,030 SH DEFINED 1 3,030 0 0
GENERAL MLS INC Common 370334104 159 3,240 SH OTHER 1 3,240 0 0
HARTFORD FINL SVCS GROUP INC Common 416515104 836 12,200 SH DEFINED 1 12,200 0 0
HARTFORD FINL SVCS GROUP INC Common 416515104 88 1,282 SH OTHER 1 1,282 0 0
HEINZ H J CO Common 423074103 66 1,780 SH DEFINED 1 1,780 0 0
HEINZ H J CO Common 423074103 248 6,723 SH OTHER 1 6,723 0 0
INGERSOLL-RAND COMPANY LTD Common G4776G101 278 3,490 SH DEFINED 1 3,490 0 0
INGERSOLL-RAND COMPANY LTD Common G4776G101 494 6,200 SH OTHER 1 6,200 0 0
INTEL CORP Common 458140100 855 36,797 SH DEFINED 1 36,797 0 0
INTEL CORP Common 458140100 149 6,400 SH OTHER 1 6,400 0 0
INTERNATIONAL BUSINESS MACHS Common 459200101 2,008 21,979 SH DEFINED 1 21,979 0 0
INTERNATIONAL BUSINESS MACHS Common 459200101 1,452 15,893 SH OTHER 1 15,793 100 0
JACOBS ENGR GROUP INC DEL Common 469814107 679 13,080 SH DEFINED 1 13,080 0 0
JACOBS ENGR GROUP INC DEL Common 469814107 23 450 SH OTHER 1 450 0 0
JOHNSON & JOHNSON Common 478160104 1,757 26,160 SH DEFINED 1 26,160 0 0
JOHNSON & JOHNSON Common 478160104 657 9,790 SH OTHER 1 9,390 400 0
JUNIATA VALLEY NATL BK Common 482016102 1,073 24,119 SH DEFINED 1 24,119 0 0
LAUREL CAPITAL GROUP INC Common 518629100 263 12,000 SH DEFINED 12,000 0 0
LEESPORT FINANCIAL CORPORATION Common 524477106 1,813 76,650 SH DEFINED 76,650 0 0
LEHMAN BROS HLDGS INC Common 524908100 457 4,856 SH DEFINED 1 4,856 0 0
LEHMAN BROS HLDGS INC Common 524908100 35 375 SH OTHER 1 375 0 0
LOWES COS INC Common 548661107 1,433 25,104 SH DEFINED 1 25,104 0 0
LOWES COS INC Common 548661107 203 3,550 SH OTHER 1 3,250 300 0
LUCENT TECHNOLOGIES INC Common 549463107 27 9,746 SH DEFINED 1 9,670 76 0
LUCENT TECHNOLOGIES INC Common 549463107 6 2,345 SH OTHER 1 2,065 280 0
MAGNITUDE INFORMATION SYS IN Common 559534102 11 112,400 SH DEFINED 1 112,400 0 0
MAXIM INTEGRATED PRODS INC Common 57772K101 355 8,694 SH DEFINED 1 8,694 0 0
MAXIM INTEGRATED PRODS INC Common 57772K101 8 200 SH OTHER 1 200 0 0
MBNA CORP Common 55262L100 711 28,944 SH DEFINED 1 28,944 0 0
MBNA CORP Common 55262L100 71 2,892 SH OTHER 1 2,892 0 0
MCCORMICK & CO INC Common 579780206 599 17,410 SH DEFINED 1 17,410 0 0
MCCORMICK & CO INC Common 579780206 16 475 SH OTHER 1 475 0 0
MEDTRONIC INC Common 585055106 393 7,716 SH DEFINED 1 7,716 0 0
MEDTRONIC INC Common 585055106 4 75 SH OTHER 1 75 0 0
MELLON FINL CORP Common 58551A108 142 4,974 SH DEFINED 1 4,974 0 0
MELLON FINL CORP Common 58551A108 133 4,645 SH OTHER 1 2,000 2,645 0
MERCK & CO INC Common 589331107 108 3,350 SH DEFINED 1 3,350 0 0
MERCK & CO INC Common 589331107 964 29,790 SH OTHER 1 29,190 600 0
MERRILL LYNCH & CO INC Common 590188108 1,197 21,150 SH DEFINED 1 21,150 0 0
MERRILL LYNCH & CO INC Common 590188108 158 2,800 SH OTHER 1 2,800 0 0
MICROSOFT CORP Common 594918104 1,170 48,418 SH DEFINED 1 48,418 0 0
MICROSOFT CORP Common 594918104 89 3,685 SH OTHER 1 3,685 0 0
MORGAN STANLEY Common 617446448 19 340 SH DEFINED 1 340 0 0
MORGAN STANLEY Common 617446448 281 4,914 SH OTHER 1 4,914 0 0
NATIONAL CITY CORP Common 635405103 210 6,276 SH DEFINED 1 6,276 0 0
NEW MEXICO BANQUEST Common 647991926 1,000 7,207 SH DEFINED 1 7,207 0 0
NEW MEXICO BANQUEST Common 647991926 100 717 SH OTHER 1 717 0 0
NOBLE CORPORATION Common G65422100 676 12,025 SH DEFINED 1 12,025 0 0
NOBLE CORPORATION Common G65422100 17 300 SH OTHER 1 300 0 0
NORTH PITTSBURGH SYS INC Common 661562108 79 4,000 SH DEFINED 1 4,000 0 0
NORTH PITTSBURGH SYS INC Common 661562108 1,318 66,670 SH OTHER 1 51,000 15,670 0
OMEGA FINANCIAL CORP Common 682092101 5,027 168,780 SH DEFINED 168,780 0 0
OMEGA FINL CORP Common 682092101 212 7,106 SH DEFINED 1 7,106 0 0
ORACLE CORP Common 68389X105 660 52,921 SH DEFINED 1 52,921 0 0
ORACLE CORP Common 68389X105 44 3,516 SH OTHER 1 3,516 0 0
OSCIENT PHARMACEUTICALS CORP Common 68812R105 23 10,000 SH DEFINED 1 10,000 0 0
PARKVALE FINANCIAL CORP Common 701492100 6,242 224,544 SH DEFINED 224,544 0 0
PENNSYLVANIA RL ESTATE INVT Common 709102107 299 7,414 SH DEFINED 1 7,414 0 0
PEPSICO INC Common 713448108 1,478 27,879 SH DEFINED 1 27,879 0 0
PEPSICO INC Common 713448108 1,206 22,750 SH OTHER 1 22,350 400 0
PFIZER INC Common 717081103 1,876 71,394 SH DEFINED 1 71,394 0 0
PFIZER INC Common 717081103 725 27,595 SH OTHER 1 27,595 0 0
PITNEY BOWES INC Common 724479100 503 11,141 SH DEFINED 1 11,141 0 0
PITNEY BOWES INC Common 724479100 25 550 SH OTHER 1 550 0 0
PNC FINL SVCS GROUP INC Common 693475105 486 9,448 SH DEFINED 1 8,898 0 550
PNC FINL SVCS GROUP INC Common 693475105 154 3,000 SH OTHER 1 3,000 0 0
PPG INDS INC Common 693506107 274 3,837 SH DEFINED 1 3,837 0 0
PPG INDS INC Common 693506107 1,835 25,652 SH OTHER 1 19,802 5,850 0
PPL CORP Common 69351T106 338 6,261 SH DEFINED 1 6,261 0 0
PPL CORP Common 69351T106 259 4,800 SH OTHER 1 4,800 0 0
PRAXAIR INC Common 74005P104 658 13,739 SH DEFINED 1 13,739 0 0
PRAXAIR INC Common 74005P104 11 230 SH OTHER 1 230 0 0
PRICE T ROWE GROUP INC Common 74144T108 916 15,430 SH DEFINED 1 15,430 0 0
PRICE T ROWE GROUP INC Common 74144T108 53 900 SH OTHER 1 900 0 0
PROCTER & GAMBLE CO Common 742718109 1,534 28,944 SH DEFINED 1 28,944 0 0
PROCTER & GAMBLE CO Common 742718109 2,165 40,850 SH OTHER 1 40,450 400 0
PUBLIC SVC ENTERPRISE GROUP Common 744573106 88 1,614 SH DEFINED 1 1,614 0 0
PUBLIC SVC ENTERPRISE GROUP Common 744573106 377 6,930 SH OTHER 1 6,680 0 250
QUALCOMM INC Common 747525103 820 22,385 SH DEFINED 1 22,385 0 0
QUALCOMM INC Common 747525103 31 850 SH OTHER 1 850 0 0
ROCKWELL AUTOMATION INC Common 773903109 261 4,615 SH DEFINED 1 4,615 0 0
ROCKWELL AUTOMATION INC Common 773903109 266 4,688 SH OTHER 1 4,688 0 0
ROCKWELL COLLINS INC Common 774341101 209 4,394 SH DEFINED 1 4,394 0 0
ROCKWELL COLLINS INC Common 774341101 128 2,688 SH OTHER 1 2,688 0 0
ROYAL BANCSHARES OF PENN-A Common 780081105 427 18,821 SH DEFINED 18,821 0 0
ROYAL DUTCH PETE CO Common 780257804 251 4,175 SH DEFINED 1 4,175 0 0
ROYAL DUTCH PETE CO Common 780257804 125 2,078 SH OTHER 1 2,078 0 0
S & T BANCORP INC Common 783859101 2,349 66,354 SH DEFINED 1 66,354 0 0
S & T BANCORP INC Common 783859101 462 13,064 SH OTHER 1 13,064 0 0
SBC COMMUNICATIONS INC Common 78387G103 397 16,779 SH DEFINED 1 16,779 0 0
SBC COMMUNICATIONS INC Common 78387G103 317 13,387 SH OTHER 1 13,387 0 0
SUSQUEHANNA BANCSHARES INC Common 869099101 2,007 82,319 SH DEFINED 82,319 0 0
SUSQUEHANNA BANCSHARES INC P Common 869099101 1,274 52,242 SH DEFINED 1 52,242 0 0
SYMANTEC CORP Common 871503108 660 30,920 SH DEFINED 1 30,920 0 0
SYMANTEC CORP Common 871503108 64 3,000 SH OTHER 1 3,000 0 0
SYSCO CORP Common 871829107 428 11,945 SH DEFINED 1 11,945 0 0
SYSCO CORP Common 871829107 23 650 SH OTHER 1 650 0 0
TARGET CORP Common 87612E106 1,511 30,205 SH DEFINED 1 30,205 0 0
TARGET CORP Common 87612E106 201 4,025 SH OTHER 1 4,025 0 0
TEXAS INSTRS INC Common 882508104 729 28,585 SH DEFINED 1 28,585 0 0
TEXAS INSTRS INC Common 882508104 73 2,850 SH OTHER 1 2,850 0 0
TYCO INTL LTD NEW Common 902124106 1,047 30,971 SH DEFINED 1 30,971 0 0
TYCO INTL LTD NEW Common 902124106 41 1,200 SH OTHER 1 1,200 0 0
UNITED TECHNOLOGIES CORP Common 913017109 855 8,415 SH DEFINED 1 8,415 0 0
UNITED TECHNOLOGIES CORP Common 913017109 22 220 SH OTHER 1 220 0 0
VERITAS SOFTWARE CO Common 923436109 313 13,500 SH DEFINED 1 13,500 0 0
VERITAS SOFTWARE CO Common 923436109 10 450 SH OTHER 1 450 0 0
VERIZON COMMUNICATIONS Common 92343V104 2,013 56,706 SH DEFINED 1 56,706 0 0
VERIZON COMMUNICATIONS Common 92343V104 997 28,092 SH OTHER 1 23,548 4,544 0
VIACOM INC Common 925524308 850 24,407 SH DEFINED 1 24,407 0 0
VIACOM INC Common 925524308 30 852 SH OTHER 1 852 0 0
VODAFONE GROUP PLC NEW Common 92857W100 36 1,370 SH DEFINED 1 1,370 0 0
VODAFONE GROUP PLC NEW Common 92857W100 205 7,712 SH OTHER 1 7,712 0 0
VORNADO RLTY TR Common 929042109 881 12,725 SH DEFINED 1 12,725 0 0
VORNADO RLTY TR Common 929042109 111 1,600 SH OTHER 1 1,600 0 0
WACHOVIA CORP 2ND NEW Common 929903102 853 16,762 SH DEFINED 1 16,762 0 0
WAL MART STORES INC Common 931142103 1,294 25,819 SH DEFINED 1 25,819 0 0
WAL MART STORES INC Common 931142103 165 3,300 SH OTHER 1 3,300 0 0
WASHINGTON MUT INC Common 939322103 641 16,230 SH DEFINED 1 16,230 0 0
WASHINGTON MUT INC Common 939322103 61 1,540 SH OTHER 1 1,540 0 0
WELLS FARGO & CO NEW Common 949746101 1,210 20,226 SH DEFINED 1 20,226 0 0
WELLS FARGO & CO NEW Common 949746101 130 2,166 SH OTHER 1 2,166 0 0
WILLOW GROVE BANCORP Common 97111W101 486 30,200 SH DEFINED 30,200 0 0
WYETH Common 983024100 413 9,798 SH DEFINED 1 9,798 0 0
WYETH Common 983024100 160 3,800 SH OTHER 1 3,800 0 0
GRAND TOTALS 148,893