svbi0113068k
UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of
The
Securities Exchange Act of 1934
Date
of
Report (Date of earliest event report) January
13, 2006
Severn
Bancorp, Inc.
(Exact
name of registrant as specified in its charter)
Maryland
0-49731 52-1726127
(State or other jurisdiction (Commission
(IRS
Employer
of
incorporation)
File
Number) Identification
Number)
1919A
West Street,
Annapolis,
Maryland 21401
(Address
of principal executive offices) (Zip
Code)
410-268-4554
(Registrant’s
telephone number, including area code)
(Former
name or former address, if change since last report)
Check
the
appropriate box below if the Form8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions (see General Instruction A.2. below):
[
]
Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[
]
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[
]
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act
(17
CFR
240.14d-2(b))
[
]
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act
(17
CFR
240.13e-4(c))
ITEM
2.02 RESULTS
OF OPERATIONS AND FINANCIAL CONDITION.
On
January 12, 2006, Severn Bancorp, Inc. issued a press release announcing
financial results for the fourth quarter ending December 31, 2005. A copy of
this press release is being furnished as Exhibit 99.1 to this
report.
ITEM
9.01 FINANCIAL
STATEMENTS AND EXHIBITS.
(c)
Exhibits
99.1 Press
release dated January 12, 2006
Signatures
Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant
has
duly caused this report to be signed on its behalf by the undersigned hereunto
duly authorized.
Severn
Bancorp, Inc.
Dated: January
13, 2006 By:
/Alan J. Hyatt/
Alan J. Hyatt, President