UNITED STATES
SECURITES AND EXCHANGE COMMISSION

Washington, D.C. 20549


FORM 13G

Under the Securities Exchange Act of 1934
(Amendment No. 1 )

                  SEVERN BANCORP, INC.                      
(Name of Issuer)
 
                      Common Stock                   
(Title of Class of Securities)

                        81811M100                           
(CUSIP Number)
 
                  December 31, 2005                         
(Date of Event Which Requires Filing of this Statement)


Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

[ ] Rule 13d-1(b)

[ ] Rule 13d-1(c)

[X ] Rule 13d-1(d)


 


1.     Name of Reporting Persons.
     I.R.S. Identification Nos. of above persons (entities only).
     Melvin E. Meekins, Jr.      

2.     Check the Appropriate Box if a Member of a Group (See Instructions)
  (a)              
  (b)  

3.     SEC Use Only            

4.     Citizenship or Place of Organization
  United States of America  

            5.     Sole Voting Power:   186,278 1
Number of             
Shares        6.     Shared Voting Power:   335,559 2 3
Beneficially             
Owned by     7.     Sole Dispositive Power: 89,596
Each              
Reporting       8.     Shared Dispositive Power:   335,559 2 3
Person With 

9.     Aggregate Amount Beneficially Owned by Each Reporting Person
         521,837                                                     

10.     Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)
         NONE                                                    

11.     Percent of Class Represented by Amount in Row (9)
            6.3% 4        

12.     Type of Reporting Person (See Instructions)
     IN   

         


1 Includes 96,682 shares allocated to Mr. Meekins as a participant in the Company’s ESOP, with respect to which Mr. Meekins can direct the voting of such shares.
2 Includes 16,559 shares held by the ESOP, for which Mr. Meekins is a co-trustee, which were not allocated to the accounts of participants as of December 31, 2005.
3 Includes 319,000 shares jointly owned by Melvin E. Meekins, Jr. and his wife.
4 Based on 8,318,184 shares outstanding as of december 21, 2005.


Item 1.  (a) Severn Bancorp, Inc.
(b) 1919A West Street, Annapolis, Maryland 21401

Item 2.  (a) Melvin E. Meekins, Jr.
(b) 1919A West Street, Annapolis, Maryland 21401
(c) Maryland
(d) Common
(e) 81811M100
 
Item 3.    If this statement is filed pursuant to §§240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
       Not Applicable

Item 4.     Ownership

(a) 521,837
(b) 6.3%
(c)        (i) 186,278
(ii) 335,559
(iii)  89,596
(iv) 335,559

For more information, see the response to 5, 6, 7, 8, 9, and 11 on Page 2.

Item 5.  Ownership of Five Percent or Less of a Class
Not Applicable

Item 6.  Ownership of More than Five Percent on Behalf of Another Person.
Not Applicable

Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on By the Parent Holding company or Control Person.
Not Applicable

Item 8. Identification and Classification of Members of the Group
Not Applicable

Item 9. Notice of Dissolution of Group
Not Applicable

Item 10. Certification
Not Applicable


 
SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
                                      2-8-06                
Date
                                 Melvin E. Meekins, Jr.        
Melvin E. Meekins, Jr.