UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of
The
Securities Exchange Act of 1934
Date
of
Report (Date of earliest event report) October
11, 2006
Severn
Bancorp, Inc.
(Exact
name of registrant as specified in its charter)
Maryland
0-49731 52-1726127
(State
or
other jurisdiction (Commission (IRS
Employer
of
incorporation)
File Number) Identification
Number)
1919A
West Street,
Annapolis,
Maryland 21401
(Address
of principal executive
offices)
(Zip
Code)
410-268-4554
(Registrant’s
telephone number, including area code)
(Former
name or former address, if change since last report)
Check
the
appropriate box below if the Form8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions (see General Instruction A.2. below):
[
]
Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[
]
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[
]
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act
(17 CFR 240.14d-2(b))
[
]
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act
(17 CFR 240.13e-4(c))
ITEM
2.02 RESULTS
OF OPERATIONS AND FINANCIAL CONDITION.
On
October 11, 2006, Severn Bancorp, Inc. issued a press release announcing
financial results for the third quarter ending September 30, 2006. A copy of
this press release is being furnished as Exhibit 99.1 to this
report.
ITEM
9.01. FINANCIAL
STATEMENTS AND EXHIBITS.
(c)
Exhibits:
99.1
Press Release of Severn Bancorp, Inc., dated October 11, 2006 announcing
financial results for the third quarter ending September 30, 2006.
Signatures
Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant
has
duly caused this report to be signed on its behalf by the undersigned hereunto
duly authorized.
Severn
Bancorp,
Inc.
Dated: October
11, 2006 By:
/Alan J. Hyatt/
Alan J. Hyatt, President