UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                    FORM 8-K
                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

          Date of Report (Date of earliest event reported): May 7, 2004

                              Quotesmith.com, Inc.
                              --------------------
             (Exact name of registrant as specified in its charter)

            Delaware                      0-26781                 36-3299423
-------------------------------   ------------------------   -------------------
(State or other jurisdiction of   (Commission File Number)      (IRS Employer
        incorporation)                                       Identification No.)

8205 South Cass Avenue, Darren, Illinois                            60561
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(Address of principal executive offices)                          (Zip Code)

Registrant's telephone number, including area code  630-515-0170
                                                    ------------



                ITEM 5 OTHER EVENTS AND REGULATION FD DISCLOSURE

      On  May  7,  2004,  the   registrant   announced  the  completion  of  the
previously-announced  acquisition  of Life  Quotes,  Inc.  The press  release is
attached hereto as Exhibit 99.1 and is incorporated herein by reference.

                                   SIGNATURES

      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                                   QUOTESMITH.COM, INC.

DATED: May 7, 2004                             By: /s/ Phillip A. Perillo
                                                   ---------------------------
                                                       Phillip A. Perillo
                                                       Senior Vice President and
                                                       Chief Financial Officer


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