U.S. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT OCTOBER 23, 2002 ------------------------------- (Date of earliest event reported) CNB FLORIDA BANCSHARES, INC. ---------------------------- (Exact Name of Registrant as Specified in Its Charter) FLORIDA ------- (State or other jurisdiction of incorporation) 0-25988 59-2958616 --------------------------------- -------------------------- (Commission File Number) (IRS Employer Identification No.) 9715 Gate Parkway North Jacksonville, Florida 32246 --------------------------------- -------------------------- (Address of principal (Zip Code) executive offices) Registrant's telephone number, including area code: (904) 997-8484 Item 5. Other Information. On October 23, 2002 CNB Florida Bancshares, Inc. (the "Company") announced financial results for the third quarter ended September 30, 2002. A copy of the press release announcing the Company's results for the third quarter ended September 30, 2002 is attached hereto as Exhibit 99. Item 7. Financial Statements and Exhibits. (c) Exhibits Exhibit No. Description ----------- ----------- 99 Press Release dated October 23, 2002 for CNB Florida Bancshares, Inc. 2002 Third Quarter Results SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CNB FLORIDA BANCSHARES, INC. ----------------------------- (Registrant) Date: October 23, 2002 By: /s/ G. Thomas Frankland ----------------------------- (Signature) G. Thomas Frankland Executive Vice President and Chief Financial Officer (Principal Financial Officer) - more -