UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549



SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No.        )*
New Plan Excel Realty Trust
(Name of Issuer)
Series D Preferred Stock
(Title of Class of Securities)

648053700

(CUSIP Number)
July 2, 1997
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
X Rule 13d-1(b)
 Rule 13d-1(c)
 Rule 13d-1(d)
*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities,
and for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes).

Persons who respond to the collection of information contained in this form are
 not required to respond unless the form displays a currently valid OMB control
 number.


CUSIP No.
 648053700


1.	Names of Reporting Persons.
I.R.S. Identification Nos. of above persons (entities only).
EquiTrust Investment Management Services, Inc.     42-0954363

2.	Check the Appropriate Box if a Member of a Group (See Instructions)
(a)

(b)


3.	SEC Use Only


4.	Citizenship or Place of Organization
Delaware

Number of
Shares Bene-
ficially
Owned by Each
Reporting
Person With:
5.	Sole Voting Power
27,000



6.	Shared Voting Power
133,000



7.	Sole Dispositive Power
27,000



8.	Shared Dispositive Power
133,000


9.	Aggregate Amount Beneficially Owned by Each Reporting Person
160,000
10. Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See
Instructions)

11.	Percent of Class Represented by Amount in Row (9)
10.67%

12.	Type of Reporting Person (See Instructions)
IA








INSTRUCTIONS FOR SCHEDULE 13g
Instructions for Cover Page
(1) Names and I.R.S. Identification Numbers of Reporting Persons-Furnish the
full legal name of each person for whom the report is filed-i.e., each person
required to sign the schedule itself-including each member of a group.  Do not
include the name of a person required to be identified in the report but who is
not a reporting person.  Reporting persons that are entities are also requested
to furnish their I.R.S. identification numbers, although disclosure of such
numbers is voluntary, not mandatory (see "SPECIAL INSTRUCTIONS FOR COMPLYING
WITH SCHEDULE 13G" below).
(2) If any of the shares beneficially owned by a reporting person are held as
a member of a group and that membership is expressly affirmed, please check row
2(a).  If the reporting person disclaims membership in a group or describes a
relationship with other persons but does not affirm the existence of a group,
please check row 2(b) [unless it is a joint filing pursuant to Rule 13d-1(k)(1)
in which case it may not be necessary to check row 2(b)].
(3)	The third row is for SEC internal use; please leave blank.
(3) Citizenship or Place of Organization-Furnish citizenship if the named
reporting person is a natural person.  Otherwise, furnish place of
organization.
(5)-(9), (11) Aggregate Amount Beneficially Owned By Each Reporting Person,
Etc.-Rows (5) through (9) inclusive, and (11) are to be completed in accordance
with the provisions of Item 4 of Schedule 13G.  All percentages are to be
rounded off to the nearest tenth (one place after decimal point).
(10) Check if the aggregate amount reported as beneficially owned in row (9)
does not include shares as to which beneficial ownership is disclaimed pursuant
to Rule 13d-4 (17 CFR 240.13d-4) under the Securities Exchange Act of 1934.
(11) Type of Reporting Person-Please classify each "reporting person" according
to the following breakdown (see Item 3 of Schedule 13G) and place the
appropriate symbol on the form:
Category
Symbol
Broker Dealer
BD
Bank
BK
Insurance Company
IC
Investment Company
IV
Investment Adviser
IA
Employee Benefit Plan, Pension Fund,
 or Endowment Fund
EP
Parent Holding Company/Control Person
HC
Savings Association
SA
Church Plan
CP
Corporation
CO
Partnership
PN
Individual
IN
Other
OO

Notes:
Attach as many copies of the second part of the cover page as are needed, one
reporting person per page.
Filing persons may, in order to avoid unnecessary duplication, answer items on
the schedules (Schedule 13D, 13G or 14D-1) by appropriate cross references to
an item or items on the cover page(s).  This approach may only be used where
the cover page item or items provide all the disclosure required by the
schedule item.  Moreover, such a use of a cover page item will result in the
item becoming a part of the schedule and accordingly being considered as
"filed" for purposes of Section 18 of the Securities Exchange Act or otherwise
subject to the liabilities of that section of the Act.
Reporting persons may comply with their cover page filing requirements by
filing either completed copies of the blank forms available from the
Commission, printed or typed facsimiles, or computer printed facsimiles,
provided the documents filed have identical formats to the forms prescribed
in the Commission's regulations and meet existing Securities Exchange Act
rules as to such matters as clarity and size (Securities Exchange Act Rule
12b-12).
special instructions for complying with schedule 13g
Under Sections 13(d), 13(g), and 23 of the Securities Exchange Act of 1934
and the rules and regulations thereunder, the Commission is authorized to
solicit the information required to be supplied by this schedule by certain
security holders of certain issuers.
Disclosure of the information specified in this schedule is mandatory, except
for I.R.S. identification numbers, disclosure of which is voluntary.  The
information will be used for the primary purpose of determining and disclosing
the holdings of certain beneficial owners of certain equity securities.  This
statement will be made a matter of public record.  Therefore, any information
given will be available for inspection by any member of the public.
Because of the public nature of the information, the Commission can use it for
a variety of purposes, including referral to other governmental authorities or
securities self-regulatory organizations for investigatory purposes or in
connection with litigation involving the Federal securities laws or other
civil, criminal or regulatory statutes or provisions.  I.R.S. identification
numbers, if furnished, will assist the Commission in identifying security
holders and, therefore, in promptly processing statements of beneficial
ownership of securities.
Failure to disclose the information requested by this schedule, except for
I.R.S. identification numbers, may result in civil or criminal action against
the persons involved for violation of the Federal securities laws and rules
promulgated thereunder.
general instructions
A. Statements filed pursuant to Rule 13d-1(b) containing the information
required by this schedule shall be filed not later than February 14 following
the calendar year covered by the statement or within the time specified in
Rules 13d-1(b)(2) and 13d-2(c).  Statements filed pursuant to Rule 13d-1(c)
shall be filed within the time specified in Rules 13d-1(c), 13d-2(b) and
13d-2(d).  Statements filed pursuant to Rule 13d-1(d) shall be filed not later
than February 14 following the calendar year covered by the statement pursuant
to Rules 13d-1(d) and 13d-2(b).
B.	Information contained in a form which is required to be filed by rules
under section 13(f) (15 U.S.C. 78m(f)) for the same calendar year as that
covered by a statement on this schedule may be incorporated by reference in
response to any of the items of this schedule.  If such information is
incorporated by reference in this schedule, copies of the relevant pages of
such form shall be filed as an exhibit to this schedule.
C.	The item numbers and captions of the items shall be included but the text
of the items is to be omitted.  The answers to the items shall be so prepared
as to indicate clearly the coverage of the items without referring to the text
of the items.  Answer every item.  If an item is inapplicable or the answer is
in the negative, so state.
Item 1.
(a) Name of Issuer  New Plan Excel Realty Trust
(b) Address of Issuer's Principal Executive Offices  1120 Avenue of the
Americas, New York NY 10036
Item 2.
(a) Name of Person Filing  EquiTrust Investment Management Services, Inc.
(b) Address of Principal Business Office or, if none, Residence
5400 University Avenue, West Des Moines IA 50266-5997
(c) Citizenship  Delaware
(d) Title of Class of Securities  Series D Preferred Stock
(e) CUSIP Number  648053700
Item 3.   If this statement is filed pursuant to 240.13d-1(b) or
240.13d-2(b) or (c), check whether the person filing is a:
(a) 	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).
(b) 	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).
(c) Insurance company as defined in section 3(a)(19) of the Act
(15 U.S.C. 78c).
(d) Investment company registered under section 8 of the Investment Company
Act of 1940 (15 U.S.C. 80a-8).
(e) X	An investment adviser in accordance with 240.13d-1(b)(1)(ii)(E).
(f) An employee benefit plan or endowment fund in accordance with
240.13d-1(b)(1)(ii)(F).
(g) A parent holding company or control person in accordance with
240.13d-1(b)(1)(ii)(G).
(h) A savings associations as defined in Section 3(b) of the Federal
Deposit Insurance Act (12 U.S.C. 1813).
(i) A church plan that is excluded from the definition of an investment
company under section 3(c)(14) of the Investment Company Act of 1940
(15 U.S.C. 80a-3).
(j) 	Group, in accordance with 240.13d-1(b)(1)(ii)(J).
Item 4.   Ownership.
Provide the following information regarding the aggregate number and
percentage of the class of securities of the issuer identified in Item 1.
(a) Amount beneficially owned:  160,000.
(b) Percent of class:  10.67%.
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote 27,000.
(ii) Shared power to vote or to direct the vote 133,000.
(iii) Sole power to dispose or to direct the disposition of 27,000.
(iv) Shared power to dispose or to direct the disposition of 133,000.
Instruction.  For computations regarding securities which represent a right to
acquire an underlying security see 240.13d-3(d)(1).
Item 5.   Ownership of Five Percent or Less of a Class.
If this statement is being filed to report the fact that as of the date hereof
the reporting person has ceased to be the beneficial owner of more than five
percent of the class of securities, check the following .
Instruction:  Dissolution of a group requires a response to this item.
Item 6.   Ownership of More than Five Percent on Behalf of Another Person.
If any other person is known to have the right to receive or the power to
direct the receipt of dividends from, or the proceeds from the sale of, such
securities, a statement to that effect should be included in response to this
item and, if such interest relates to more than five percent of the class,
such person should be identified.  A listing of the shareholders of an
investment company registered under the Investment Company Act of 1940 or the
beneficiaries of employee benefit plan, pension fund or endowment fund is not
required.
EquiTrust Investment Management Services, Inc. ("EquiTrust") serves as
investment adviser for Farm Bureau Life Insurance Company, owner of 133,000
shares of Series D preferred stock (8.87% of the class of the issuer), as well
as several mutual fund portfolios, none of whom own greater than 5% of the
class.  In its role as investment adviser, EquiTrust possesses voting and/or
investment power over the securities of the issuer described in the Schedule
that are owned by Farm Bureau Life Insurance Company and the other mutual
funds, and may be deemed to be the beneficial owner of the shares of the
issuer held by the funds.  However, all of the securities reported in this
Schedule are owned by Farm Bureau Life Insurance Company and/or the mutual
funds.  Pursuant to Rule 13d-4 of the Securities Exchange Act of 1934,
EquiTrust disclaims beneficial ownership of such securities.  In addition,
the filing of this Schedule shall not be construed as an admission that the
reporting person or any of its affiliates is the beneficial owner of any
securities covered by this Schedule for any other purposes other than Section
13(d) of the Securities Exchange Act of 1934.

Item 7.   Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on By the Parent Holding Company.
If a parent holding company has filed this schedule, pursuant to Rule
13d-1(b)(ii)(G), so indicate under Item 3(g) and attach an exhibit stating the
identity and the Item 3 classification of the relevant subsidiary.  If a parent
holding company has filed this schedule pursuant to Rule 13d-1(c) or Rule
13d-1(d), attach an exhibit stating the identification of the relevant
subsidiary.						N/A
Item 8.   Identification and Classification of Members of the Group.
If a group has filed this schedule pursuant to 240.13d-1(b)(1)(ii)(J), so
indicate under Item 3(j) and attach an exhibit stating the identity and Item 3
classification of each member of the group.  If a group has filed this schedule
pursuant to 240.13d-1(c) or 240.13d-1(d), attach an exhibit stating the
identity of each member of the group. 					N/A
Item 9.   Notice of Dissolution of Group.
Notice of dissolution of a group may be furnished as an exhibit stating the
date of the dissolution and that all further filings with respect to
transactions in the security reported on will be filed, if required, by members
 of the group, in their individual capacity.  See Item 5. 			N/A
Item 10.   Certification.
By signing below I certify that, to the best of my knowledge and belief, the
securities referred to above were acquired and are held in the ordinary course
of business and were not acquired and are not held for the purpose of or with
the effect of changing or influencing the control of the issuer of the
securities and were not acquired and are not held in connection with or as a
participant in any transaction having that purpose or effect.

After reasonable inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and correct.

EquiTrust Investment Management Services, Inc.

March 26, 2003
Date


/s/ JoAnn Rumelhart
Signature

JoAnn Rumelhart, Executive Vice President
Name/Title

The original statement shall be signed by each person on whose behalf the
statement is filed or his authorized representative.  If the statement is
signed on behalf of a person by his authorized representative other than an
executive officer or general partner of the filing person, evidence of the
representative's authority to sign on behalf of such person shall be filed with
 the statement, provided, however, that a power of attorney for this purpose
which is already on file with the Commission may be incorporated by reference.
The name and any title of each person who signs the statement shall be typed or
printed beneath his signature.
NOTE:  Schedules filed in paper format shall include a signed original and five
copies of the schedule, including all exhibits.  See 240.13d-7 for other
parties for whom copies are to be sent.
Attention:  Intentional misstatements or omissions of fact constitute Federal
criminal violations (See 18 U.S.C. 1001)

CUSIP No.
648053700


1.	Names of Reporting Persons.
I.R.S. Identification Nos. of above persons (entities only).
Farm Bureau Life Insurance Company  42-0623913

2.	Check the Appropriate Box if a Member of a Group (See Instructions)
(a)

(b)


3.	SEC Use Only


4.	Citizenship or Place of Organization
Iowa

Number of
Shares Bene-
ficially
Owned by Each
Reporting
Person With:
5.	Sole Voting Power




6.	Shared Voting Power
133,000



7.	Sole Dispositive Power




8.	Shared Dispositive Power
133,000


9.	Aggregate Amount Beneficially Owned by Each Reporting Person
133,000
10. Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See
Instructions)

11.	Percent of Class Represented by Amount in Row (9)
8.87%

12.	Type of Reporting Person (See Instructions)
IC


INSTRUCTIONS FOR SCHEDULE 13g
Instructions for Cover Page
(1) Names and I.R.S. Identification Numbers of Reporting Persons-Furnish the
full legal name of each person for whom the report is filed-i.e., each person
required to sign the schedule itself-including each member of a group.  Do not
include the name of a person required to be identified in the report but who is
not a reporting person.  Reporting persons that are entities are also
requested to furnish their I.R.S. identification numbers, although disclosure
of such numbers is voluntary, not mandatory (see "SPECIAL INSTRUCTIONS FOR
COMPLYING WITH SCHEDULE 13G" below).
(2) If any of the shares beneficially owned by a reporting person are held as
a member of a group and that membership is expressly affirmed, please check row
2(a).  If the reporting person disclaims membership in a group or describes a
relationship with other persons but does not affirm the existence of a group,
please check row 2(b) [unless it is a joint filing pursuant to Rule 13d-1(k)(1)
in which case it may not be necessary to check row 2(b)].
(3)	The third row is for SEC internal use; please leave blank.
(4) Citizenship or Place of Organization-Furnish citizenship if the named
reporting person is a natural person.  Otherwise, furnish place of organization.
(5)-(9), (11) Aggregate Amount Beneficially Owned By Each Reporting Person,
Etc.-Rows (5) through (9) inclusive, and (11) are to be completed in accordance
with the provisions of Item 4 of Schedule 13G.  All percentages are to be
rounded off to the nearest tenth (one place after decimal point).
(10) Check if the aggregate amount reported as beneficially owned in row (9)
does not include shares as to which beneficial ownership is disclaimed pursuant
to Rule 13d-4 (17 CFR 240.13d-4) under the Securities Exchange Act of 1934.
(11) Type of Reporting Person-Please classify each "reporting person" according
 to the following breakdown (see Item 3 of Schedule 13G) and place the
appropriate symbol on the form:
Category
Symbol
Broker Dealer
BD
Bank
BK
Insurance Company
IC
Investment Company
IV
Investment Adviser
IA
Employee Benefit Plan, Pension Fund,
 or Endowment Fund
EP
Parent Holding Company/Control Person
HC
Savings Association
SA
Church Plan
CP
Corporation
CO
Partnership
PN
Individual
IN
Other
OO

Notes:
Attach as many copies of the second part of the cover page as are needed, one
reporting person per page.
Filing persons may, in order to avoid unnecessary duplication, answer items on
the schedules (Schedule 13D, 13G or 14D-1) by appropriate cross references to
an item or items on the cover page(s).  This approach may only be used where
the cover page item or items provide all the disclosure required by the
schedule item.  Moreover, such a use of a cover page item will result in the
item becoming a part of the schedule and accordingly being considered as
"filed" for purposes of Section 18 of the Securities Exchange Act or otherwise
subject to the liabilities of that section of the Act.
Reporting persons may comply with their cover page filing requirements by
filing either completed copies of the blank forms available from the
Commission, printed or typed facsimiles, or computer printed facsimiles,
provided the documents filed have identical formats to the forms prescribed in
the Commission's regulations and meet existing Securities Exchange Act rules as
to such matters as clarity and size (Securities Exchange Act Rule 12b-12).
special instructions for complying with schedule 13g
Under Sections 13(d), 13(g), and 23 of the Securities Exchange Act of 1934 and
the rules and regulations thereunder, the Commission is authorized to solicit
the information required to be supplied by this schedule by certain security
holders of certain issuers.
Disclosure of the information specified in this schedule is mandatory, except
for I.R.S. identification numbers, disclosure of which is voluntary.  The
information will be used for the primary purpose of determining and disclosing
the holdings of certain beneficial owners of certain equity securities.  This
statement will be made a matter of public record.  Therefore, any information
given will be available for inspection by any member of the public.
Because of the public nature of the information, the Commission can use it for
a variety of purposes, including referral to other governmental authorities or
securities self-regulatory organizations for investigatory purposes or in
connection with litigation involving the Federal securities laws or other
civil, criminal or regulatory statutes or provisions.  I.R.S. identification
numbers, if furnished, will assist the Commission in identifying security
holders and, therefore, in promptly processing statements of beneficial
ownership of securities.
Failure to disclose the information requested by this schedule, except for
I.R.S. identification numbers, may result in civil or criminal action
against the persons involved for violation of the Federal securities laws and
rules promulgated thereunder.
general instructions
A. Statements filed pursuant to Rule 13d-1(b) containing the information
required by this schedule shall be filed not later than February 14 following
the calendar year covered by the statement or within the time specified in
Rules 13d-1(b)(2) and 13d-2(c).  Statements filed pursuant to Rule
13d-1(c) shall be filed within the time specified in Rules 13d-1(c), 13d-2(b)
and 13d-2(d).  Statements filed pursuant to Rule 13d-1(d) shall be filed not
later than February 14 following the calendar year covered by the statement
pursuant to Rules 13d-1(d) and 13d-2(b).
B. Information contained in a form which is required to be filed by rules
under section 13(f) (15 U.S.C. 78m(f)) for the same calendar year as that
covered by a statement on this schedule may be incorporated by reference in
response to any of the items of this schedule.  If such information is
incorporated by reference in this schedule, copies of the relevant pages of
such form shall be filed as an exhibit to this schedule.
C. The item numbers and captions of the items shall be included but the text
of the items is to be omitted.  The answers to the items shall be so prepared
as to indicate clearly the coverage of the items without referring to the text
of the items.  Answer every item.  If an item is inapplicable or the answer is
in the negative, so state.
Item 1.
(a) Name of Issuer  New Plan Excel Realty Trust
(b) Address of Issuer's Principal Executive Offices  1120 Avenue of the
Americas, New York, NY  10036
Item 2.
(a) Name of Person Filing  Farm Bureau Life Insurance Company
(b) Address of Principal Business Office or, if none, Residence
5400 University Avenue, West Des Moines IA  50266-5997
(c) Citizenship  Iowa
(d) Title of Class of Securities  Series D Preferred Stock
(e) CUSIP Number  648053700
Item 3.  If this statement is filed pursuant to 240.13d-1(b) or 240.13d-2(b)
or (c), check whether the person filing is a:
(a) 	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).
(b) 	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).
(c) X	Insurance company as defined in section 3(a)(19) of the Act
(15 U.S.C. 78c).
(d)	Investment company registered under section 8 of the Investment Company
Act of 1940 (15 U.S.C. 80a-8).
(e) 	An investment adviser in accordance with 240.13d-1(b)(1)(ii)(E).
(f) An employee benefit plan or endowment fund in accordance with
240.13d-1(b)(1)(ii)(F).
(g) A parent holding company or control person in accordance with
240.13d-1(b)(1)(ii)(G).
(h) A savings associations as defined in Section 3(b) of the Federal Deposit
Insurance Act (12 U.S.C. 1813).
(i) A church plan that is excluded from the definition of an investment
company under section 3(c)(14) of the Investment Company Act of 1940
(15 U.S.C. 80a-3).
(j) 	Group, in accordance with 240.13d-1(b)(1)(ii)(J).
Item 4.  Ownership.
Provide the following information regarding the aggregate number and percentage
 of the class of securities of the issuer identified in Item 1.
(a) Amount beneficially owned:  133,000.
(b) Percent of class:  8.87%.
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote 		.
(ii) Shared power to vote or to direct the vote 133,000.
(iii) Sole power to dispose or to direct the disposition of		.
(iv) Shared power to dispose or to direct the disposition of 133,000.
Instruction.  For computations regarding securities which represent a right to
acquire an underlying security see 240.13d-3(d)(1).
Item 5.  Ownership of Five Percent or Less of a Class.
If this statement is being filed to report the fact that as of the date hereof
the reporting person has ceased to be the beneficial owner of more than five
percent of the class of securities, check the following .
Instruction:  Dissolution of a group requires a response to this item.
Item 6.  Ownership of More than Five Percent on Behalf of Another Person.
If any other person is known to have the right to receive or the power to
direct the receipt of dividends from, or the proceeds from the sale of, such
securities, a statement to that effect should be included in response to this
item and, if such interest relates to more than five percent of the class, such
 person should be identified.  A listing of the shareholders of an investment
company registered under the Investment Company Act of 1940 or the
beneficiaries of employee benefit plan, pension fund or endowment fund is not
required.
Item 7.  Identification and Classification of the Subsidiary Which Acquired the
 Security Being Reported on By the Parent Holding Company.
If a parent holding company has filed this schedule, pursuant to Rule
13d-1(b)(ii)(G), so indicate under Item 3(g) and attach an exhibit stating the
identity and the Item 3 classification of the relevant subsidiary.  If a parent
 holding company has filed this schedule pursuant to Rule 13d-1(c) or Rule
13d-1(d), attach an exhibit stating the identification of the relevant
subsidiary.						N/A
Item 8.  Identification and Classification of Members of the Group.
If a group has filed this schedule pursuant to 240.13d-1(b)(1)(ii)(J), so
indicate under Item 3(j) and attach an exhibit stating the identity and Item 3
classification of each member of the group.  If a group has filed this schedule
 pursuant to 240.13d-1(c) or 240.13d-1(d), attach an exhibit stating the
identity of each member of the group. 					N/A
Item 9.  Notice of Dissolution of Group.
Notice of dissolution of a group may be furnished as an exhibit stating the
date of the dissolution and that all further filings with respect to
transactions in the security reported on will be filed, if required, by members
 of the group, in their individual capacity.  See Item 5. 			N/A
Item 10.  Certification.
By signing below I certify that, to the best of my knowledge and belief, the
securities referred to above were acquired and are held in the ordinary course
of business and were not acquired and are not held for the purpose of or with
the effect of changing or influencing the control of the issuer of the
securities and were not acquired and are not held in connection with or as a
participant in any transaction having that purpose or effect.
After reasonable inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and correct.

Farm Bureau Life Insurance Company

March 26, 2003
Date

/s/ JoAnn Rumelhart
Signature

JoAnn Rumelhart, Executive Vice President & General Manager
Name/Title

The original statement shall be signed by each person on whose behalf the
statement is filed or his authorized representative.  If the statement is
signed on behalf of a person by his authorized representative other than an
executive officer or general partner of the filing person, evidence of the
representative's authority to sign on behalf of such person shall be filed with
 the statement, provided, however, that a power of attorney for this purpose
which is already on file with the Commission may be incorporated by reference.
  The name and any title of each person who signs the statement shall be typed
or printed beneath his signature.
NOTE:  Schedules filed in paper format shall include a signed original and five
 copies of the schedule, including all exhibits.  See 240.13d-7 for other
parties for whom copies are to be sent.

Attention:  Intentional misstatements or omissions of fact constitute Federal
criminal violations (See 18 U.S.C. 1001)



Joint Filing Agreement
In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as
amended, the undersigned hereby acknowledge and agree that the Statement on
Schedule 13G (the "Schedule 13G") to which this Agreement is attached as
Exhibit 1, is filed on behalf of each of the undersigned and that all
subsequent amendments to the Schedule 13G shall be filed on behalf of each of
the undersigned without the necessity of filing additional joint filing
agreements.  The undersigned acknowledge that each shall be responsible for
the timely filing of such amendments, and for the completeness and accuracy
of the information concerning it or him/her contained herein, but shall not be
responsible for the completeness and accuracy of the information concerning
the other entities or persons, except to the extent that he/she or it knows or
 has reason to believe that such information is inaccurate. This Agreement may
 be executed in any number of counterparts, all of which taken together shall
 constitute one and the same instrument.
IN WITNESS WHEREOF, the undersigned hereby execute this Agreement this 26th
day of March, 2003.

EQUITRUST INVESTMENT MANAGEMENT SERVICES, INC.
By: /s/ JoAnn Rumelhart
	Name:	JoAnn Rumelhart
	Title:	Executive Vice President


FARM BUREAU LIFE INSURANCE COMPANY
By: /s/ JoAnn Rumelhart
	Name:	JoAnn Rumelhart
	Title:	Executive Vice President & General Manager