UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


        Date of Report (Date of earliest event reported): April 25, 2007
                                                          --------------

                        NEW YORK COMMUNITY BANCORP, INC.
                        --------------------------------
             (Exact name of registrant as specified in its charter)


        Delaware                          1-31565               06-1377322
-------------------------------    ----------------------    -------------------
(State or other jurisdiction of    Commission File Number     (I.R.S. Employer
incorporation or organization)                               Identification No.)


                  615 Merrick Avenue, Westbury, New York 11590
                  --------------------------------------------
                    (Address of principal executive offices)


                                 (516) 683-4100
              (Registrant's telephone number, including area code)

                                 Not applicable
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
    Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
    Act (17 CFR 240.13e-4(c))



                           CURRENT REPORT ON FORM 8-K
                           --------------------------


ITEM 2.02:     Results of Operations and Financial Condition
               ---------------------------------------------

               On  April  25,  2007,  New  York  Community  Bancorp,  Inc.  (the
               "Company")  issued a press release reporting its earnings for the
               three months ended March 31, 2007. A copy of the press release is
               attached as Exhibit 99.1 to this report.

ITEM 7.01:     Regulation FD Disclosure
               ------------------------

               On April  25,  2007,  the  Company  announced  that its  Board of
               Directors declared a $0.25 per share dividend, payable on May 15,
               2007 to shareholders  of record at May 4, 2007. The  announcement
               was  included  as  part of the  earnings  release  issued  by the
               Company on April 25th and is incorporated  into this Item 7.01 by
               reference   to  Exhibit  99.1  (but  only  with  respect  to  the
               information  contained in Exhibit 99.1 regarding the announcement
               of  the  dividend  declaration,  and  not  with  respect  to  any
               information furnished under Item 2.02 of this Form 8-K.)

ITEM 9.01:     Financial Statements and Exhibits
               ---------------------------------

          (d)  Attached as Exhibit 99.1 is a press release issued by the Company
               on April 25,  2007,  reporting  its earnings for the three months
               ended March 31, 2007.



                                    SIGNATURE
                                    ---------

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date: April 25, 2007                    NEW YORK COMMUNITY BANCORP, INC.
      --------------

                                        /s/ Joseph R. Ficalora
                                        ----------------------
                                        Joseph R. Ficalora
                                        Chairman, President, and Chief Executive
                                        Officer



                                  EXHIBIT INDEX
                                  -------------


Exhibit Number          Description
--------------          -----------

Exhibit 99.1            Press release issued on April 25, 2007.