13F-HR
                            ELECTRONIC 13F REPORT
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                    FORM 13F

                               FORM 13F COVER PAGE

REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/28/01

CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.):  ( ) IS A RESTATEMENT.
                                   ( ) ADDS NEW HOLDINGS ENTRIES

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:    Old National Trust Co
ADDRESS: 420 Main Street 16th floor
         Evansville, IN 47708

THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.


PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:

NAME:     Ron Vogel
TITLE:    Vice President
PHONE:    (812)464-1589
SIGNATURE,PLACE,AND DATE OF SIGNING:

    Ron Vogel                      Evansville, IN           10/6/01


REPORT TYPE (CHECK ONLY ONE.):

( X)        13F HOLDINGS REPORT

(  )        13F NOTICE

(  )        13F COMBINATION REPORT


LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
  NONE


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.

                              FORM 13F SUMMARY PAGE


REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS:        0

FORM 13F INFORMATION TABLE ENTRY TOTAL:    911

FORM 13F INFORMATION TABLE VALUE TOTAL:             $524,980

                                                                          
                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

A G EDWARDS INC                COMMON STOCK     281760108      102     2893 SH       DEFINED                2893        0        0
ABBOTT LABS                    COMMON STOCK     002824100     2056    39652 SH       DEFINED               38652        0     1000
ABBOTT LABS                    COMMON STOCK     002824100      625    12052 SH       OTHER                 12052        0        0
ABGENIX INC                    COMMON STOCK     00339B107        7      300 SH       DEFINED                 300        0        0
ACTUANT CORP CL A NEW          COMMON STOCK     00508X203        2      120 SH       DEFINED                 120        0        0
ADAMS EXPRESS CO               COMMON STOCK     006212104       39     2599 SH       DEFINED                2599        0        0
ADC TELECOMMUNICATIONS INC     COMMON STOCK     000886101      411   117870 SH       DEFINED              117670        0      200
ADC TELECOMMUNICATIONS INC     COMMON STOCK     000886101       38    10914 SH       OTHER                 10914        0        0
ADOBE SYS INC                  COMMON STOCK     00724F101       24     1005 SH       DEFINED                1005        0        0
ADR ALCATEL ALSTHOM SPND       COMMON STOCK     013904305        1       60 SH       DEFINED                  60        0        0
ADR AXA                        COMMON STOCK     054536107        2      110 SH       DEFINED                 110        0        0
ADR AXA                        COMMON STOCK     054536107       11      544 SH       OTHER                   544        0        0
ADVANCED MICRO DEVICES INC     COMMON STOCK     007903107        5      600 SH       DEFINED                 300        0      300
ADVANCED MICRO DEVICES INC     COMMON STOCK     007903107       18     2250 SH       OTHER                  2250        0        0
AEGON N V                      COMMON STOCK     007924103       90     3436 SH       DEFINED                3436        0        0
AEGON N V                      COMMON STOCK     007924103      193     7382 SH       OTHER                  7382        0        0
AES CORP                       COMMON STOCK     00130H105      503    39250 SH       DEFINED               39250        0        0
AES CORP                       COMMON STOCK     00130H105       78     6092 SH       OTHER                  6092        0        0
AETHER TECHNOLOGIES INC        COMMON STOCK     00808V105       28     4500 SH       DEFINED                4500        0        0
AFLAC INC                      COMMON STOCK     001055102      196     7270 SH       DEFINED                7270        0        0
AGILENT TECH INC               COMMON STOCK     00846U101      464    23745 SH       DEFINED               23595        0      150
AGILENT TECH INC               COMMON STOCK     00846U101       49     2503 SH       OTHER                  2503        0        0
AGL RES INC                    COMMON STOCK     001204106        6      300 SH       OTHER                   300        0        0
AIR PRODS & CHEMS INC          COMMON STOCK     009158106       88     2293 SH       DEFINED                2293        0        0
AIR PRODS & CHEMS INC          COMMON STOCK     009158106       69     1800 SH       OTHER                  1800        0        0
AK STEEL HOLDING CORP          COMMON STOCK     001547108        3      400 SH       DEFINED                 400        0        0
AKAMAI TECHNOLOGIES INC        COMMON STOCK     00971T101        1      264 SH       DEFINED                   0        0      264
ALBERTSONS INC                 COMMON STOCK     013104104       66     2083 SH       DEFINED                2083        0        0
ALBERTSONS INC                 COMMON STOCK     013104104       48     1512 SH       OTHER                  1512        0        0
ALCOA INC                      COMMON STOCK     013817101     1322    42622 SH       DEFINED               42222        0      400
ALCOA INC                      COMMON STOCK     013817101      132     4253 SH       OTHER                  4253        0        0
ALLEGHENY POWER SYSTEMS INC    COMMON STOCK     017361106      110     3000 SH       OTHER                  3000        0        0
ALLIANCE RESOURCE PARTNERS LP  COMMON STOCK     01877R108       80     3400 SH       DEFINED                3400        0        0
ALLIANT ENERGY CORP            COMMON STOCK     018802108        2       55 SH       DEFINED                  55        0        0
ALLIANT ENERGY CORP            COMMON STOCK     018802108       25      800 SH       OTHER                   800        0        0
ALLMERICA FINL CORP            COMMON STOCK     019754100      183     4088 SH       OTHER                  4088        0        0
ALLSTATE CORP                  COMMON STOCK     020002101      135     3604 SH       DEFINED                3604        0        0
ALLSTATE CORP                  COMMON STOCK     020002101        7      184 SH       OTHER                   184        0        0
ALLTEL CORP                    COMMON STOCK     020039103       67     1154 SH       DEFINED                1154        0        0
ALTERA CORP                    COMMON STOCK     021441100      704    42984 SH       DEFINED               42864        0      120
ALTERA CORP                    COMMON STOCK     021441100       31     1891 SH       OTHER                  1891        0        0
AMAZON COM INC                 COMMON STOCK     023135106        1      100 SH       DEFINED                 100        0        0
AMEREN CORP                    COMMON STOCK     023608102      173     4515 SH       DEFINED                2146        0     2369
AMEREN CORP                    COMMON STOCK     023608102       69     1789 SH       OTHER                  1480        0      309
AMERICA MOVIL ADR SERIES L     COMMON STOCK     02364W105       15     1000 SH       DEFINED                1000        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101      109     2517 SH       DEFINED                2517        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101       28      641 SH       OTHER                   641        0        0
AMERICAN HOME PRODS CORP       COMMON STOCK     026609107     2355    40432 SH       DEFINED               39732        0      700
AMERICAN HOME PRODS CORP       COMMON STOCK     026609107      771    13244 SH       OTHER                 13244        0        0
AMERICAN WATER WORKS INC       COMMON STOCK     030411102      162     4100 SH       DEFINED                4100        0        0
AMERN EXPRESS CO               COMMON STOCK     025816109      413    14202 SH       DEFINED               13902        0      300
AMERN EXPRESS CO               COMMON STOCK     025816109       32     1093 SH       OTHER                  1093        0        0
AMERN INTL GROUP INC           COMMON STOCK     026874107     8561   109752 SH       DEFINED              109322        0      430
AMERN INTL GROUP INC           COMMON STOCK     026874107      940    12045 SH       OTHER                 12045        0        0
AMERN PWR CONVERSION           COMMON STOCK     029066107       14     1199 SH       DEFINED                1199        0        0
AMERUS GROUP CO                COMMON STOCK     03072M108       18      501 SH       DEFINED                 501        0        0
AMGEN INC                      COMMON STOCK     031162100      525     8934 SH       DEFINED                8934        0        0
AMGEN INC                      COMMON STOCK     031162100      104     1775 SH       OTHER                  1375        0      400
AMKOR TECHNOLOGY INC           COMMON STOCK     031652100        4      350 SH       DEFINED                 350        0        0
AMLI RESIDENTIAL PPTYS TR      COMMON STOCK     001735109        5      218 SH       DEFINED                 218        0        0
AMR CORP                       COMMON STOCK     001765106        4      200 SH       OTHER                     0        0      200
ANADARKO PETE CORP             COMMON STOCK     032511107       39      809 SH       DEFINED                 809        0        0
ANADARKO PETE CORP             COMMON STOCK     032511107       15      308 SH       OTHER                   308        0        0
ANADIGICS INC                  COMMON STOCK     032515108        4      292 SH       DEFINED                 292        0        0
ANALOG DEVICES INC             COMMON STOCK     032654105      103     3142 SH       DEFINED                3142        0        0
ANHEUSER BUSCH CO              COMMON STOCK     035229103      408     9743 SH       DEFINED                9743        0        0
AOL TIME WARNER                COMMON STOCK     00184A105     2011    60762 SH       DEFINED               59862        0      900
AOL TIME WARNER                COMMON STOCK     00184A105      137     4152 SH       OTHER                  4152        0        0
AON CORP                       COMMON STOCK     037389103       14      337 SH       DEFINED                 337        0        0
AON CORP                       COMMON STOCK     037389103      284     6750 SH       OTHER                  6750        0        0
APACHE CORP                    COMMON STOCK     037411105      143     3323 SH       DEFINED                3323        0        0
APACHE CORP                    COMMON STOCK     037411105        4       91 SH       OTHER                    91        0        0
APOLLO GROUP                   COMMON STOCK     037604105       94     2227 SH       DEFINED                2227        0        0
APPLE COMPUTER INC             COMMON STOCK     037833100        7      460 SH       DEFINED                 460        0        0
APPLE COMPUTER INC             COMMON STOCK     037833100        3      200 SH       OTHER                   200        0        0
APPLEBEES INTL INC             COMMON STOCK     037899101        9      300 SH       DEFINED                 300        0        0
APPLERA CORP CELERA GENOMICS   COMMON STOCK     038020202        4      183 SH       DEFINED                 183        0        0
APPLIED MATLS INC              COMMON STOCK     038222105      780    27435 SH       DEFINED               27075        0      360
APPLIED MATLS INC              COMMON STOCK     038222105       45     1584 SH       OTHER                  1584        0        0
APW LTD                        COMMON STOCK     G04397108        3      600 SH       DEFINED                 600        0        0
ARCH COAL INC                  COMMON STOCK     039380100        0       14 SH       DEFINED                  14        0        0
ARCHER DANIELS MIDLAND CO      COMMON STOCK     039483102       52     4101 SH       DEFINED                4101        0        0
AREA BANCSHARES CORP NEW       COMMON STOCK     039872106       29     1687 SH       DEFINED                1687        0        0
ARIBA INC                      COMMON STOCK     04033V104        1      380 SH       DEFINED                 380        0        0
ASCENTIAL SOFTWARE CORP        COMMON STOCK     04362P108        0       26 SH       DEFINED                  26        0        0
ASHLAND INC                    COMMON STOCK     044204105        2       60 SH       DEFINED                  60        0        0
AT & T CORP                    COMMON STOCK     001957109      898    46538 SH       DEFINED               46538        0        0
AT & T CORP                    COMMON STOCK     001957109      182     9426 SH       OTHER                  8801        0      625
AT & T LATIN AMER CORP         COMMON STOCK     04649A106       18    10000 SH       DEFINED               10000        0        0
AT & T WIRELESS SVCS           COMMON STOCK     00209A106      242    16208 SH       DEFINED               16208        0        0
AT & T WIRELESS SVCS           COMMON STOCK     00209A106       56     3730 SH       OTHER                  3530        0      200
AT HOME CORP                   COMMON STOCK     045919107        0      800 SH       DEFINED                 800        0        0
ATMI INC                       COMMON STOCK     00207R101        2      100 SH       DEFINED                  50        0       50
AUTODESK INC                   COMMON STOCK     052769106       19      597 SH       DEFINED                 597        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      636    13515 SH       DEFINED               13115        0      400
AUTOZONE INC                   COMMON STOCK     053332102       86     1667 SH       DEFINED                1667        0        0
AVALONBAY CMNTYS INC           COMMON STOCK     053484101       30      622 SH       DEFINED                 622        0        0
AVAYA INC                      COMMON STOCK     053499109        6      640 SH       DEFINED                 629        0       11
AVAYA INC                      COMMON STOCK     053499109        3      300 SH       OTHER                   160        0      140
AVERY DENNISON CORP            COMMON STOCK     053611109       41      864 SH       DEFINED                 864        0        0
AVISTA CORP                    COMMON STOCK     05379B107        5      400 SH       DEFINED                 400        0        0
AVNET INC                      COMMON STOCK     053807103        4      222 SH       DEFINED                 222        0        0
AVON PRODS INC                 COMMON STOCK     054303102      692    14957 SH       DEFINED               14957        0        0
AVON PRODS INC                 COMMON STOCK     054303102        4       83 SH       OTHER                    83        0        0
AZTAR CORP                     COMMON STOCK     054802103       65     5000 SH       DEFINED                5000        0        0
BAKER HUGHES INC               COMMON STOCK     057224107       26      909 SH       DEFINED                 909        0        0
BALDOR ELEC CO                 COMMON STOCK     057741100       98     4933 SH       DEFINED                4933        0        0
BALLARD PWR SYS INC            COMMON STOCK     05858H104        2      100 SH       DEFINED                 100        0        0
BANK NEW YORK INC              COMMON STOCK     064057102       44     1251 SH       DEFINED                1251        0        0
BANK ONE CORP COM              COMMON STOCK     06423A103     1315    41780 SH       DEFINED               41580        0      200
BANK ONE CORP COM              COMMON STOCK     06423A103      193     6143 SH       OTHER                  6143        0        0
BARD C R INC                   COMMON STOCK     067383109       46      900 SH       OTHER                   900        0        0
BARRICK GOLD CORP              COMMON STOCK     067901108        9      500 SH       DEFINED                 500        0        0
BARRICK GOLD CORP              COMMON STOCK     067901108        1       50 SH       OTHER                    50        0        0
BAXTER INTERNATIONAL INC       COMMON STOCK     071813109     2142    38915 SH       DEFINED               38915        0        0
BAXTER INTERNATIONAL INC       COMMON STOCK     071813109      143     2596 SH       OTHER                  2546        0       50
BAY VIEW CAP CORP DEL          COMMON STOCK     07262L101        1      113 SH       DEFINED                 113        0        0
BB & T CORP                    COMMON STOCK     054937107       41     1130 SH       DEFINED                1130        0        0
BED BATH & BEYOND INC          COMMON STOCK     075896100       75     2953 SH       DEFINED                2953        0        0
BED BATH & BEYOND INC          COMMON STOCK     075896100       36     1425 SH       OTHER                  1425        0        0
BELL INDS INC                  COMMON STOCK     078107109        1      500 SH       DEFINED                 500        0        0
BELLSOUTH                      COMMON STOCK     079860102     4521   108811 SH       DEFINED              108811        0        0
BELLSOUTH                      COMMON STOCK     079860102     1155    27805 SH       OTHER                 26933        0      872
BEMIS CO                       COMMON STOCK     081437105       52     1300 SH       DEFINED                1300        0        0
BEMIS CO                       COMMON STOCK     081437105       24      600 SH       OTHER                   600        0        0
BERKSHIRE HATHAWAY INC DE CL B COMMON STOCK     084670207        7        3 SH       DEFINED                   3        0        0
BEST BUY INC                   COMMON STOCK     086516101       22      492 SH       DEFINED                 492        0        0
BIG LOTS INC                   COMMON STOCK     089302103        4      425 SH       DEFINED                 425        0        0
BIOGEN INC                     COMMON STOCK     090597105     1830    32928 SH       DEFINED               32928        0        0
BIOGEN INC                     COMMON STOCK     090597105       30      533 SH       OTHER                   533        0        0
BIOMET INC                     COMMON STOCK     090613100       73     2485 SH       DEFINED                2485        0        0
BIOMET INC                     COMMON STOCK     090613100      172     5889 SH       OTHER                  5889        0        0
BJS WHSL CLUB INC              COMMON STOCK     05548J106       34      714 SH       OTHER                   714        0        0
BK OF AMER CORP                COMMON STOCK     060505104      343     5875 SH       DEFINED                5875        0        0
BK OF AMER CORP                COMMON STOCK     060505104       60     1030 SH       OTHER                  1030        0        0
BLACK & DECKER CORP            COMMON STOCK     091797100       40     1298 SH       DEFINED                1298        0        0
BMC SOFTWARE INC               COMMON STOCK     055921100        3      208 SH       DEFINED                 208        0        0
BOEING COMPANY                 COMMON STOCK     097023105      413    12338 SH       DEFINED               12338        0        0
BOEING COMPANY                 COMMON STOCK     097023105       23      700 SH       OTHER                   700        0        0
BOOKS-A-MILLION INC            COMMON STOCK     098570104       10     3000 SH       DEFINED                3000        0        0
BOSTON CELTICS LP UNIT LP INT  COMMON STOCK     100577105        0        1 SH       DEFINED                   1        0        0
BP PLC SPONS ADR               COMMON STOCK     055622104    12495   254115 SH       DEFINED              252845     1270        0
BP PLC SPONS ADR               COMMON STOCK     055622104     4731    96211 SH       OTHER                 59921    23474    12816
BRAUN CONSULTING INC           COMMON STOCK     105651103        1      200 SH       DEFINED                 200        0        0
BRINKER INTL INC               COMMON STOCK     109641100       14      600 SH       DEFINED                 600        0        0
BRISTOL MYERS SQUIBB CORP      COMMON STOCK     110122108    11871   213663 SH       DEFINED              213663        0        0
BRISTOL MYERS SQUIBB CORP      COMMON STOCK     110122108     3790    68209 SH       OTHER                 68209        0        0
BROADCOM CORP                  COMMON STOCK     111320107        2      116 SH       DEFINED                  16        0      100
BROWN SHOE COMPANY INC         COMMON STOCK     115736100        8      700 SH       DEFINED                 700        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104       97     3614 SH       DEFINED                3614        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104       18      684 SH       OTHER                   684        0        0
BURLINGTON RESOURCES INC       COMMON STOCK     122014103       90     2617 SH       DEFINED                2617        0        0
C COR ELECTRS INC              COMMON STOCK     125010108        1      100 SH       DEFINED                 100        0        0
CADENCE DESIGN SYS INC         COMMON STOCK     127387108        2      130 SH       DEFINED                 130        0        0
CALPINE CORP                   COMMON STOCK     131347106       25     1115 SH       DEFINED                1115        0        0
CALPINE CORP                   COMMON STOCK     131347106        3      150 SH       OTHER                   150        0        0
CAMPBELL SOUP CO               COMMON STOCK     134429109      146     5200 SH       DEFINED                5200        0        0
CANADA LIFE FINL CORP          COMMON STOCK     135113108       45     1577 SH       DEFINED                1577        0        0
CAPITAL ONE FINL CORP          COMMON STOCK     14040H105       13      285 SH       DEFINED                 285        0        0
CARDINAL HEALTH INC            COMMON STOCK     14149Y108     1061    14351 SH       DEFINED               14351        0        0
CARDINAL HEALTH INC            COMMON STOCK     14149Y108       11      153 SH       OTHER                   153        0        0
CARNIVAL CORP COM              COMMON STOCK     143658102      640    29046 SH       DEFINED               29046        0        0
CARNIVAL CORP COM              COMMON STOCK     143658102       51     2322 SH       OTHER                  2183        0      139
CATELLUS DEV CORP              COMMON STOCK     149111106        2       90 SH       DEFINED                  90        0        0
CATERPILLAR INC                COMMON STOCK     149123101     1516    33838 SH       DEFINED               33838        0        0
CATERPILLAR INC                COMMON STOCK     149123101      128     2862 SH       OTHER                  2862        0        0
CBRL GROUP INC                 COMMON STOCK     12489V106       10      450 SH       DEFINED                 450        0        0
CERADYNE INC                   COMMON STOCK     156710105        2      200 SH       DEFINED                 200        0        0
CFS BANCORP INC                COMMON STOCK     12525D102       11      720 SH       DEFINED                 720        0        0
CHECK POINT SOFTWARE TECH      COMMON STOCK     M22465104        2      100 SH       DEFINED                   0        0      100
CHECK POINT SOFTWARE TECH      COMMON STOCK     M22465104        2      100 SH       OTHER                   100        0        0
CHELSEA PROPERTY GROUP INC     COMMON STOCK     163421100        5      100 SH       DEFINED                 100        0        0
CHEVRON CORP                   COMMON STOCK     166751107     2462    29048 SH       DEFINED               28648        0      400
CHEVRON CORP                   COMMON STOCK     166751107      457     5391 SH       OTHER                  5391        0        0
CIENA CORP                     COMMON STOCK     171779101       24     2300 SH       DEFINED                2300        0        0
CIGNA CORP                     COMMON STOCK     125509109       12      150 SH       DEFINED                 150        0        0
CINCINNATI FINL CORP           COMMON STOCK     172062101       46     1110 SH       DEFINED                 990        0      120
CINERGY CORP                   COMMON STOCK     172474108      507    16409 SH       DEFINED               13528        0     2881
CINERGY CORP                   COMMON STOCK     172474108       65     2100 SH       OTHER                  2100        0        0
CINTAS CORP                    COMMON STOCK     172908105       59     1475 SH       DEFINED                1475        0        0
CIRCUIT CITY STORES INC        COMMON STOCK     172737108        8      700 SH       DEFINED                 700        0        0
CISCO SYSTEMS INC              COMMON STOCK     17275R102     4440   364512 SH       DEFINED              362381        0     2131
CISCO SYSTEMS INC              COMMON STOCK     17275R102      545    44767 SH       OTHER                 44171        0      596
CITIGROUP INC COM              COMMON STOCK     172967101     2673    65994 SH       DEFINED               64592        0     1402
CITIGROUP INC COM              COMMON STOCK     172967101      450    11116 SH       OTHER                  6116        0     5000
CITIZENS COMMUNICATIONS CO     COMMON STOCK     17453B101        6      678 SH       DEFINED                 678        0        0
CLASSIC BANCSHARES INC         COMMON STOCK     18272M104        1      100 SH       DEFINED                 100        0        0
CLAYTON HOMES INC              COMMON STOCK     184190106       26     2130 SH       DEFINED                2130        0        0
CMGI INC                       COMMON STOCK     125750109        1     1050 SH       DEFINED                1050        0        0
CMS ENERGY CORP                COMMON STOCK     125896100       16      800 SH       DEFINED                 800        0        0
CNF INC                        COMMON STOCK     12612W104        8      360 SH       DEFINED                 360        0        0
CNL HOSPITALITY PROPERTIES INC COMMON STOCK     202218103       12      900 SH       DEFINED                   0        0      900
COCA COLA CO                   COMMON STOCK     191216100     2472    52759 SH       DEFINED               45397        0     7362
COCA COLA CO                   COMMON STOCK     191216100      179     3820 SH       OTHER                  3820        0        0
COCA COLA ENTERPRISES          COMMON STOCK     191219104       46     3000 SH       DEFINED                3000        0        0
COLGATE PALMOLIVE CO           COMMON STOCK     194162103      662    11371 SH       DEFINED               11371        0        0
COLGATE PALMOLIVE CO           COMMON STOCK     194162103       93     1600 SH       OTHER                     0        0     1600
COMCAST CORP                   COMMON STOCK     200300200     1249    34817 SH       DEFINED               34717        0      100
COMCAST CORP                   COMMON STOCK     200300200       74     2054 SH       OTHER                  2054        0        0
COMCAST CORP CL A              COMMON STOCK     200300101       41     1152 SH       DEFINED                1152        0        0
COMERICA INC                   COMMON STOCK     200340107      102     1835 SH       OTHER                  1835        0        0
COMM INTELLIGENCE CORP DEL     COMMON STOCK     20338K106        0      320 SH       DEFINED                 320        0        0
COMMERCE ONE INC               COMMON STOCK     200693109        0       40 SH       DEFINED                  40        0        0
COMMSCOPE INC                  COMMON STOCK     203372107        1       66 SH       OTHER                    66        0        0
COMMUNITY FINANCIAL CORP       COMMON STOCK     20364V109        3      225 SH       DEFINED                 225        0        0
COMMUNITY TR BANCORP INC       COMMON STOCK     204149108       12      484 SH       DEFINED                 484        0        0
COMPAQ COMPUTER CORP           COMMON STOCK     204493100      118    14153 SH       DEFINED               13653        0      500
COMPAQ COMPUTER CORP           COMMON STOCK     204493100        4      500 SH       OTHER                   500        0        0
COMPUTER SCIENCES CORP         COMMON STOCK     205363104      201     6067 SH       DEFINED                6067        0        0
COMPUTER SCIENCES CORP         COMMON STOCK     205363104        1       30 SH       OTHER                    30        0        0
CONAGRA FOODS INC              COMMON STOCK     205887102        4      200 SH       DEFINED                 200        0        0
CONAGRA FOODS INC              COMMON STOCK     205887102        2      100 SH       OTHER                   100        0        0
CONECTIV INC                   COMMON STOCK     206829103       10      423 SH       DEFINED                 423        0        0
CONECTIV INC                   COMMON STOCK     206829202        5      245 SH       DEFINED                 245        0        0
CONEXANT SYS INC               COMMON STOCK     207142100        9     1037 SH       DEFINED                1037        0        0
CONNECTICUT WTR SVC INC        COMMON STOCK     207797101       25      900 SH       DEFINED                 900        0        0
CONSECO INC                    COMMON STOCK     208464107        1      100 SH       DEFINED                 100        0        0
CONSECO INC                    COMMON STOCK     208464107        4      500 SH       OTHER                   500        0        0
CONSOLIDATED EDISON INC        COMMON STOCK     209115104      130     3188 SH       DEFINED                3188        0        0
CONSOLIDATED EDISON INC        COMMON STOCK     209115104        8      200 SH       OTHER                   200        0        0
CONSTELLATION ENERGY GROUP     COMMON STOCK     210371100       19      800 SH       DEFINED                 800        0        0
CONSTELLATION ENERGY GROUP     COMMON STOCK     210371100        7      300 SH       OTHER                   300        0        0
COOPER COS INC NEW             COMMON STOCK     216648402        5      100 SH       DEFINED                 100        0        0
CORNING INC                    COMMON STOCK     219350105       33     3719 SH       DEFINED                3719        0        0
CORNING INC                    COMMON STOCK     219350105       13     1465 SH       OTHER                  1465        0        0
COSTCO WHSL CORP NEW           COMMON STOCK     22160K105        9      250 SH       DEFINED                 250        0        0
CREE INC                       COMMON STOCK     225447101        3      200 SH       DEFINED                 200        0        0
CRESCENT REAL ESTATE EQT       COMMON STOCK     225756105       11      500 SH       DEFINED                 500        0        0
CROWN CASTLE INTL CORP         COMMON STOCK     228227104      581    64543 SH       DEFINED               64243        0      300
CROWN CASTLE INTL CORP         COMMON STOCK     228227104       37     4164 SH       OTHER                  4164        0        0
CROWN CORK & SEAL INC          COMMON STOCK     228255105        0      200 SH       DEFINED                 200        0        0
CSX CORP                       COMMON STOCK     126408103       56     1762 SH       DEFINED                1762        0        0
CSX CORP                       COMMON STOCK     126408103       57     1800 SH       OTHER                  1800        0        0
CVS CORP                       COMMON STOCK     126650100      390    11747 SH       DEFINED               11647        0      100
CVS CORP                       COMMON STOCK     126650100        8      250 SH       OTHER                   200        0       50
CYGNUS INC                     COMMON STOCK     232560102        2      400 SH       DEFINED                 400        0        0
D R HORTON INC                 COMMON STOCK     23331A109       71     3391 SH       DEFINED                3391        0        0
DAIMLERCHRYSLER AG             COMMON STOCK     D1668R123       42     1385 SH       DEFINED                1385        0        0
DAIMLERCHRYSLER AG             COMMON STOCK     D1668R123       19      623 SH       OTHER                   623        0        0
DANAHER CORP                   COMMON STOCK     235851102       61     1300 SH       DEFINED                1300        0        0
DAVE & BUSTERS INC             COMMON STOCK     23833N104        1      100 SH       DEFINED                 100        0        0
DEERE & COMPANY                COMMON STOCK     244199105       67     1770 SH       DEFINED                1770        0        0
DEERE & COMPANY                COMMON STOCK     244199105        8      200 SH       OTHER                   200        0        0
DELL COMPUTER CORP             COMMON STOCK     247025109      174     9391 SH       DEFINED                9241        0      150
DELL COMPUTER CORP             COMMON STOCK     247025109       54     2925 SH       OTHER                  2925        0        0
DELPHI AUTOMOTIVE SYS CORP     COMMON STOCK     247126105        9      768 SH       DEFINED                 768        0        0
DELTA NAT GAS INC              COMMON STOCK     247748106        2      100 SH       DEFINED                 100        0        0
DEVON ENERGY CORP NEW          COMMON STOCK     25179M103       26      750 SH       OTHER                   750        0        0
DIAGEO PLC ADR NEW             COMMON STOCK     25243Q205        5      118 SH       DEFINED                 118        0        0
DIAMONDS TR SERIES I           COMMON STOCK     252787106       30      343 SH       DEFINED                   0        0      343
DILLARDS INC CL A              COMMON STOCK     254067101       13     1000 SH       DEFINED                1000        0        0
DISNEY                         COMMON STOCK     254687106     1302    69901 SH       DEFINED               69336        0      565
DISNEY                         COMMON STOCK     254687106      142     7650 SH       OTHER                  7650        0        0
DOLLAR GENERAL CORPORATION     COMMON STOCK     256669102        8      700 SH       DEFINED                 700        0        0
DOMINION RES INC VA NEW        COMMON STOCK     25746U109       22      374 SH       DEFINED                 374        0        0
DONNELLEY & SONS               COMMON STOCK     257867101        3      100 SH       DEFINED                 100        0        0
DOVER CORP                     COMMON STOCK     260003108       14      470 SH       DEFINED                 470        0        0
DOW CHEM CO                    COMMON STOCK     260543103      881    26906 SH       DEFINED               26006        0      900
DOW CHEM CO                    COMMON STOCK     260543103      282     8600 SH       OTHER                  6350     2250        0
DPL INC                        COMMON STOCK     233293109       25     1014 SH       DEFINED                 339        0      675
DQE INC                        COMMON STOCK     23329J104        6      300 SH       DEFINED                 300        0        0
DSET CORP                      COMMON STOCK     262504202        0       24 SH       DEFINED                  24        0        0
DST SYS INC DEL                COMMON STOCK     233326107        4       97 SH       DEFINED                  97        0        0
DTE ENERGY CO                  COMMON STOCK     233331107        1       22 SH       DEFINED                  22        0        0
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     1973    52577 SH       DEFINED               51927        0      650
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109      103     2750 SH       OTHER                  2750        0        0
DUKE ENERGY CORP               COMMON STOCK     264399106      971    25665 SH       DEFINED               25665        0        0
DUKE ENERGY CORP               COMMON STOCK     264399106      133     3506 SH       OTHER                  3506        0        0
DUKE REALTY CORP               COMMON STOCK     264411505       95     4000 SH       DEFINED                4000        0        0
DUKE REALTY CORP               COMMON STOCK     264411505       24     1000 SH       OTHER                  1000        0        0
DYNEGY INC NEW                 COMMON STOCK     26816Q101       69     2000 SH       DEFINED                2000        0        0
EASTMAN KODAK CO               COMMON STOCK     277461109       39     1207 SH       DEFINED                1207        0        0
EASTMAN KODAK CO               COMMON STOCK     277461109        3      100 SH       OTHER                   100        0        0
ECHOSTAR COMMUNICATIONS CORP   COMMON STOCK     278762109        5      200 SH       DEFINED                   0        0      200
ECI TELECOM LTD                COMMON STOCK     268258100        0      100 SH       DEFINED                 100        0        0
ECOLAB INC                     COMMON STOCK     278865100       19      519 SH       DEFINED                 519        0        0
EDISON INTL                    COMMON STOCK     281020107        7      500 SH       DEFINED                 500        0        0
EDISON INTL                    COMMON STOCK     281020107       22     1640 SH       OTHER                  1640        0        0
EDO CORP                       COMMON STOCK     281347104        3      100 SH       DEFINED                 100        0        0
EL PASO CORP                   COMMON STOCK     28336L109       41      989 SH       DEFINED                 989        0        0
EL PASO CORP                   COMMON STOCK     28336L109        6      144 SH       OTHER                   144        0        0
ELAN PLC                       COMMON STOCK     284131208       34      703 SH       DEFINED                 703        0        0
ELECTRONIC ARTS                COMMON STOCK     285512109        6      135 SH       DEFINED                 135        0        0
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104      830    14416 SH       DEFINED               14416        0        0
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104       13      225 SH       OTHER                   200        0       25
EMC CORPORATION                COMMON STOCK     268648102      336    28607 SH       DEFINED               27832        0      775
EMC CORPORATION                COMMON STOCK     268648102       10      820 SH       OTHER                   820        0        0
EMERSON ELEC CO                COMMON STOCK     291011104     1398    29716 SH       DEFINED               29116        0      600
EMERSON ELEC CO                COMMON STOCK     291011104      191     4050 SH       OTHER                  4050        0        0
EMISPHERE TECH INC             COMMON STOCK     291345106        7      350 SH       DEFINED                 350        0        0
ENRON                          COMMON STOCK     293561106     1040    38196 SH       DEFINED               36832     1364        0
ENRON                          COMMON STOCK     293561106       65     2400 SH       OTHER                  2400        0        0
ENTERASYS NETWORKS INC         COMMON STOCK     293637104       12     1879 SH       DEFINED                1879        0        0
ENTERGY CORP NEW               COMMON STOCK     29364G103       43     1205 SH       DEFINED                1205        0        0
EQUITY OFFICE PPTYS TR         COMMON STOCK     294741103      111     3478 SH       DEFINED                3478        0        0
EQUITY RESIDENTIAL PPTYS TR    COMMON STOCK     29476L107      221     3781 SH       DEFINED                3781        0        0
ERICSSON TEL ADR               COMMON STOCK     294821400       13     3600 SH       DEFINED                2100        0     1500
EUROWEB INTL CORP              COMMON STOCK     298801408        0      200 SH       DEFINED                 200        0        0
EXCEL TECH INC                 COMMON STOCK     30067T103        2      100 SH       DEFINED                 100        0        0
EXELON CORP                    COMMON STOCK     30161N101       55     1225 SH       DEFINED                 906        0      319
EXELON CORP                    COMMON STOCK     30161N101       55     1225 SH       OTHER                  1225        0        0
EXODUS COMMUNICATIONS INC      COMMON STOCK     302088109        1     4200 SH       DEFINED                3950        0      250
EXPRESS SCRIPTS INC            COMMON STOCK     302182100      155     2800 SH       DEFINED                2800        0        0
EXXON MOBIL CORP               COMMON STOCK     30231G102    21312   540920 SH       DEFINED              536392     2400     2128
EXXON MOBIL CORP               COMMON STOCK     30231G102     6575   166866 SH       OTHER                147884     3040    15942
FARMERS CAP BK CORP            COMMON STOCK     309562106        7      200 SH       DEFINED                 200        0        0
FED NAT MTG ASSOC              COMMON STOCK     313586109     3372    42124 SH       DEFINED               41424        0      700
FED NAT MTG ASSOC              COMMON STOCK     313586109      737     9210 SH       OTHER                  9210        0        0
FEDERAL SIGNAL CORP            COMMON STOCK     313855108       45     2550 SH       DEFINED                2550        0        0
FEDERATED INVESTORS INC        COMMON STOCK     314211103       19      630 SH       DEFINED                 630        0        0
FIDELITY FEDERAL BANCORP       COMMON STOCK     315921106        2      500 SH       DEFINED                   0        0      500
FIFTH THIRD BANCORP            COMMON STOCK     316773100    11297   183746 SH       DEFINED              183400        0      346
FIFTH THIRD BANCORP            COMMON STOCK     316773100     1839    29905 SH       OTHER                 29561        0      344
FIRST BANCORP IND INC NEW      COMMON STOCK     31867T103        1      100 SH       DEFINED                 100        0        0
FIRST DATA CORP                COMMON STOCK     319963104        9      158 SH       DEFINED                 158        0        0
FIRST INDIANA CORP             COMMON STOCK     32054R108       72     3510 SH       OTHER                  3510        0        0
FIRSTENERGY CORP               COMMON STOCK     337932107        9      250 SH       DEFINED                 250        0        0
FISERV INC                     COMMON STOCK     337738108       69     2003 SH       DEFINED                2003        0        0
FISERV INC                     COMMON STOCK     337738108        1       37 SH       OTHER                    37        0        0
FLEETBOSTON FINL CORP COM      COMMON STOCK     339030108      200     5429 SH       DEFINED                5429        0        0
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102     1424    86092 SH       DEFINED               86092        0        0
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102       88     5316 SH       OTHER                  5316        0        0
FLUOR CORP NEW                 COMMON STOCK     343412102        3       75 SH       OTHER                    75        0        0
FORD MTR CO DEL                COMMON STOCK     345370860      548    31577 SH       DEFINED               31577        0        0
FORD MTR CO DEL                COMMON STOCK     345370860       14      790 SH       OTHER                   790        0        0
FOREST LABS INC                COMMON STOCK     345838106      367     5081 SH       DEFINED                5081        0        0
FOREST LABS INC                COMMON STOCK     345838106       36      500 SH       OTHER                   475        0       25
FORTUNE BRANDS INC             COMMON STOCK     349631101      128     3807 SH       DEFINED                3807        0        0
FORTUNE BRANDS INC             COMMON STOCK     349631101       54     1600 SH       OTHER                  1600        0        0
FPL GROUP INC                  COMMON STOCK     302571104      576    10753 SH       DEFINED               10753        0        0
FPL GROUP INC                  COMMON STOCK     302571104      251     4694 SH       OTHER                  4694        0        0
FRANKLIN RES INC               COMMON STOCK     354613101      526    15181 SH       DEFINED               15031        0      150
FRANKLIN RES INC               COMMON STOCK     354613101       11      324 SH       OTHER                   324        0        0
FREDDIE MAC                    COMMON STOCK     313400301      931    14317 SH       DEFINED               14132        0      185
FREDDIE MAC                    COMMON STOCK     313400301       18      275 SH       OTHER                   250        0       25
FREMONT GEN CORP               COMMON STOCK     357288109       14     2474 SH       OTHER                  2474        0        0
FUELCELL ENERGY INC            COMMON STOCK     35952H106        1       44 SH       DEFINED                  44        0        0
GALLAHER GROUP PLC ADR         COMMON STOCK     363595109       97     3640 SH       DEFINED                3640        0        0
GALLAHER GROUP PLC ADR         COMMON STOCK     363595109       55     2075 SH       OTHER                  2075        0        0
GANNETT CO INC                 COMMON STOCK     364730101       36      600 SH       DEFINED                 600        0        0
GAP INC                        COMMON STOCK     364760108       21     1775 SH       DEFINED                1775        0        0
GAP INC                        COMMON STOCK     364760108        4      337 SH       OTHER                   337        0        0
GARTNER INC NEW CL B           COMMON STOCK     366651206        2      180 SH       DEFINED                 180        0        0
GATEWAY INC COM                COMMON STOCK     367626108        1      100 SH       DEFINED                 100        0        0
GEN ELEC CO                    COMMON STOCK     369604103    22764   611947 SH       DEFINED              609463        0     2484
GEN ELEC CO                    COMMON STOCK     369604103     3415    91798 SH       OTHER                 90598        0     1200
GEN MILLS INC                  COMMON STOCK     370334104      206     4523 SH       DEFINED                4523        0        0
GENENTECH INC                  COMMON STOCK     368710406       22      498 SH       DEFINED                 498        0        0
GENERAL MTRS CORP              COMMON STOCK     370442105      592    13810 SH       DEFINED               13704        0      106
GENERAL MTRS CORP              COMMON STOCK     370442105      127     2958 SH       OTHER                  2958        0        0
GENERAL MTRS CORP CL H NEW     COMMON STOCK     370442832        5      393 SH       DEFINED                 393        0        0
GENERAL SEMICONDUCTOR INC      COMMON STOCK     370787103        0       50 SH       OTHER                    50        0        0
GENRAD INC                     COMMON STOCK     372447102        7     2000 SH       DEFINED                2000        0        0
GENTEX CORP                    COMMON STOCK     371901109        5      200 SH       OTHER                   200        0        0
GENZYME CORP                   COMMON STOCK     372917104        9      192 SH       DEFINED                 192        0        0
GEORGIA PAC CORP COM TIMBER GR COMMON STOCK     373298702       11      300 SH       DEFINED                 300        0        0
GERMAN AMERN BANCORP           COMMON STOCK     373865104      158     9614 SH       DEFINED                3257        0     6357
GERMAN AMERN BANCORP           COMMON STOCK     373865104       10      610 SH       OTHER                   110        0      500
GERON CORP                     COMMON STOCK     374163103        1      100 SH       OTHER                   100        0        0
GILLETTE                       COMMON STOCK     375766102     1525    51175 SH       DEFINED               50175        0     1000
GLAXOSMITHKLINE PLC ADR        COMMON STOCK     37733W105      508     9044 SH       DEFINED                9044        0        0
GLAXOSMITHKLINE PLC ADR        COMMON STOCK     37733W105      178     3175 SH       OTHER                  2509        0      666
GLOBAL CROSSING LTD            COMMON STOCK     G3921A100        8     4450 SH       DEFINED                4450        0        0
GLOBAL CROSSING LTD            COMMON STOCK     G3921A100        0      205 SH       OTHER                   205        0        0
GLOBAL MARINE INC              COMMON STOCK     379352404       68     4847 SH       DEFINED                4847        0        0
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104      224     3141 SH       DEFINED                3141        0        0
GRAINGER WW INC                COMMON STOCK     384802104      107     2750 SH       DEFINED                2750        0        0
GRAINGER WW INC                COMMON STOCK     384802104        8      200 SH       OTHER                   200        0        0
GUIDANT CORP                   COMMON STOCK     401698105     2826    73400 SH       DEFINED               73200        0      200
GUIDANT CORP                   COMMON STOCK     401698105      264     6858 SH       OTHER                  6724        0      134
HALLIBURTON CO                 COMMON STOCK     406216101      927    41114 SH       DEFINED               41014        0      100
HALLIBURTON CO                 COMMON STOCK     406216101       12      536 SH       OTHER                   493        0       43
HANCOCK JOHN FINL SVCS INC     COMMON STOCK     41014S106        1       17 SH       DEFINED                  17        0        0
HARLEY DAVIDSON INC            COMMON STOCK     412822108      361     8905 SH       DEFINED                8905        0        0
HARRAH'S ENTNT INC             COMMON STOCK     413619107       11      422 SH       DEFINED                 422        0        0
HARTFORD FINL SVCS GRP         COMMON STOCK     416515104        6      100 SH       DEFINED                 100        0        0
HARTFORD FINL SVCS GRP         COMMON STOCK     416515104       12      200 SH       OTHER                   200        0        0
HAVAS ADVERTISING SPONSORED AD COMMON STOCK     419313101        8     1411 SH       DEFINED                1411        0        0
HCA INC                        COMMON STOCK     404119109        5      112 SH       DEFINED                 112        0        0
HEALTH MGMT ASSOC INC          COMMON STOCK     421933102     4150   199902 SH       DEFINED              198702        0     1200
HEALTH MGMT ASSOC INC          COMMON STOCK     421933102      169     8147 SH       OTHER                  7851        0      296
HEINZ HJ CO                    COMMON STOCK     423074103       13      300 SH       OTHER                   300        0        0
HENRY JACK & ASSOC INC         COMMON STOCK     426281101        5      200 SH       DEFINED                 200        0        0
HERSHEY FOODS CORP             COMMON STOCK     427866108       13      200 SH       DEFINED                 200        0        0
HEWLETT PACKARD CO             COMMON STOCK     428236103     2358   146943 SH       DEFINED              145653        0     1290
HEWLETT PACKARD CO             COMMON STOCK     428236103      199    12411 SH       OTHER                 12411        0        0
HFB FINL CORP                  COMMON STOCK     40417C106        3      240 SH       DEFINED                 240        0        0
HILTON HOTELS CORP             COMMON STOCK     432848109       20     2600 SH       DEFINED                2600        0        0
HOME DEPOT                     COMMON STOCK     437076102     7925   206529 SH       DEFINED              204794        0     1735
HOME DEPOT                     COMMON STOCK     437076102      511    13314 SH       OTHER                 13088        0      226
HONEYWELL INTL INC             COMMON STOCK     438516106       59     2231 SH       DEFINED                2231        0        0
HONEYWELL INTL INC             COMMON STOCK     438516106       33     1260 SH       OTHER                  1260        0        0
HOSPITALITY PPTYS TR           COMMON STOCK     44106M102       18      750 SH       DEFINED                 750        0        0
HOSPITALITY PPTYS TR           COMMON STOCK     44106M102       12      500 SH       OTHER                   500        0        0
HOUSEHOLD INTL INC             COMMON STOCK     441815107      112     1992 SH       DEFINED                1992        0        0
HOUSEHOLD INTL INC             COMMON STOCK     441815107       11      200 SH       OTHER                   200        0        0
HRPT PPTYS TR SH BEN INT COM   COMMON STOCK     40426W101        8      925 SH       DEFINED                 925        0        0
HRPT PPTYS TR SH BEN INT COM   COMMON STOCK     40426W101        5      559 SH       OTHER                   559        0        0
HUMAN GENOME SCIENCES INC      COMMON STOCK     444903108       35     1140 SH       DEFINED                1140        0        0
ICOS CORP                      COMMON STOCK     449295104       49     1000 SH       OTHER                     0        0     1000
IDACORP INC                    COMMON STOCK     451107106       18      500 SH       DEFINED                 500        0        0
ILLINOIS TOOL WORKS            COMMON STOCK     452308109      123     2267 SH       DEFINED                2267        0        0
IMATRON INC                    COMMON STOCK     452906100        1      500 SH       DEFINED                 500        0        0
IMMUNOMEDICS INC               COMMON STOCK     452907108        7      625 SH       DEFINED                 625        0        0
IMS HEALTH INC                 COMMON STOCK     449934108      221     8840 SH       DEFINED                8840        0        0
IMS HEALTH INC                 COMMON STOCK     449934108       10      400 SH       OTHER                   400        0        0
INDEPENDENCE CMNTY BK CORP     COMMON STOCK     453414104       15      689 SH       DEFINED                 689        0        0
INTEGRA BK CORP                COMMON STOCK     45814P105      844    36703 SH       DEFINED               33396        0     3307
INTEGRA BK CORP                COMMON STOCK     45814P105      546    23730 SH       OTHER                 23230        0      500
INTEL CORP                     COMMON STOCK     458140100     8075   395056 SH       DEFINED              394106        0      950
INTEL CORP                     COMMON STOCK     458140100      661    32338 SH       OTHER                 32338        0        0
INTERNATIONAL RECTIFIER CORP   COMMON STOCK     460254105       11      400 SH       DEFINED                 400        0        0
INTERNET CAP GROUP INC         COMMON STOCK     46059C106        0      100 SH       DEFINED                 100        0        0
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100     3185   156120 SH       DEFINED              155095        0     1025
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100      157     7701 SH       OTHER                  7545        0      156
INTL BUSINESS MACHS CORP       COMMON STOCK     459200101     3124    34065 SH       DEFINED               33699        0      366
INTL BUSINESS MACHS CORP       COMMON STOCK     459200101      385     4200 SH       OTHER                  4200        0        0
INTL PAPER CO                  COMMON STOCK     460146103    13347   383086 SH       DEFINED              196447        0   186639
INTL PAPER CO                  COMMON STOCK     460146103        3      100 SH       OTHER                   100        0        0
INTL SPEEDWAY CORP CL A        COMMON STOCK     460335201       29      820 SH       DEFINED                 820        0        0
INTUIT INC                     COMMON STOCK     461202103        1       20 SH       DEFINED                  20        0        0
ITT INDS INC                   COMMON STOCK     450911102        4      100 SH       OTHER                   100        0        0
IVANHOE ENERGY INC             COMMON STOCK     465790103        2     1350 SH       DEFINED                   0        0     1350
JACOBS ENGR GROUP INC          COMMON STOCK     469814107      101     1615 SH       DEFINED                1615        0        0
JDS UNIPHASE CORP COM          COMMON STOCK     46612J101       65    10246 SH       DEFINED               10246        0        0
JEFFERSON PILOT CORP           COMMON STOCK     475070108       73     1650 SH       DEFINED                1650        0        0
JOHN HANCOCK INVESTORS TRUST   COMMON STOCK     410142103        4      200 SH       DEFINED                 200        0        0
JOHNSON & JOHNSON              COMMON STOCK     478160104    10515   189805 SH       DEFINED              189565        0      240
JOHNSON & JOHNSON              COMMON STOCK     478160104     2501    45147 SH       OTHER                 45017        0      130
JOHNSON CTLS INC               COMMON STOCK     478366107       73     1124 SH       DEFINED                1124        0        0
JOHNSON CTLS INC               COMMON STOCK     478366107       13      200 SH       OTHER                   200        0        0
JP MORGAN CHASE & CO           COMMON STOCK     46625H100     2533    74170 SH       DEFINED               73429        0      741
JP MORGAN CHASE & CO           COMMON STOCK     46625H100      431    12630 SH       OTHER                 12533        0       97
JUNIPER NETWORKS INC           COMMON STOCK     48203R104       21     2115 SH       DEFINED                2115        0        0
KADANT INC                     COMMON STOCK     48282T104        1       81 SH       DEFINED                  81        0        0
KANSAS CITY PWR & LT CO        COMMON STOCK     485134100       60     2300 SH       DEFINED                2300        0        0
KELLOGG CO                     COMMON STOCK     487836108      101     3360 SH       DEFINED                3360        0        0
KEYCORP                        COMMON STOCK     493267108      406    16800 SH       DEFINED               16800        0        0
KEYSPAN CORP                   COMMON STOCK     49337W100        5      150 SH       DEFINED                 150        0        0
KIMBALL INTL INC CL B          COMMON STOCK     494274103      925    70311 SH       DEFINED               37927        0    32384
KIMBALL INTL INC CL B          COMMON STOCK     494274103        4      308 SH       OTHER                   308        0        0
KIMBERLY CLARK CORP            COMMON STOCK     494368103      272     4393 SH       DEFINED                4393        0        0
KIMBERLY CLARK CORP            COMMON STOCK     494368103       33      525 SH       OTHER                   525        0        0
KNIGHT RIDDER INC              COMMON STOCK     499040103        6      111 SH       DEFINED                 111        0        0
KOHLS CORP                     COMMON STOCK     500255104    10388   216408 SH       DEFINED              216258        0      150
KOHLS CORP                     COMMON STOCK     500255104      523    10896 SH       OTHER                 10646        0      250
KRAFT FOODS INC CL A           COMMON STOCK     50075N104        3      100 SH       DEFINED                 100        0        0
KROGER CO                      COMMON STOCK     501044101       42     1700 SH       DEFINED                1700        0        0
LEGGETT & PLATT INC            COMMON STOCK     524660107        2      107 SH       DEFINED                 107        0        0
LEXMARK INTL INC               COMMON STOCK     529771107       13      300 SH       DEFINED                 300        0        0
LIFEPOINT HOSP INC             COMMON STOCK     53219L109        1       15 SH       DEFINED                  15        0        0
LILLY ELI & CO                 COMMON STOCK     532457108     8524   105628 SH       DEFINED              102082      800     2746
LILLY ELI & CO                 COMMON STOCK     532457108      909    11266 SH       OTHER                 11226        0       40
LINCOLN BANCORP                COMMON STOCK     532879103       23     1500 SH       DEFINED                1500        0        0
LINCOLN NATL CORP              COMMON STOCK     534187109        7      152 SH       DEFINED                 152        0        0
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106     3398   103612 SH       DEFINED              103527        0       85
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106      258     7861 SH       OTHER                  7861        0        0
LOWE'S COMPANIES INC           COMMON STOCK     548661107     1158    36595 SH       DEFINED               36395        0      200
LOWE'S COMPANIES INC           COMMON STOCK     548661107       92     2915 SH       OTHER                  2915        0        0
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107      275    47982 SH       DEFINED               47846        0      136
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107       51     8816 SH       OTHER                  8221        0      595
MANULIFE FINL CORP             COMMON STOCK     56501R106      166     6325 SH       DEFINED                6325        0        0
MARRIOTT INTL INC NEW          COMMON STOCK     571903202       13      400 SH       DEFINED                 400        0        0
MARRIOTT INTL INC NEW          COMMON STOCK     571903202       17      500 SH       OTHER                   500        0        0
MARSH & MCLENNAN CO INC        COMMON STOCK     571748102       99     1025 SH       DEFINED                1025        0        0
MARSH & MCLENNAN CO INC        COMMON STOCK     571748102      102     1050 SH       OTHER                  1050        0        0
MASCO CORP                     COMMON STOCK     574599106       20     1000 SH       DEFINED                1000        0        0
MASSEY ENERGY CO               COMMON STOCK     576206106        1       75 SH       OTHER                    75        0        0
MATTEL                         COMMON STOCK     577081102       37     2387 SH       DEFINED                2387        0        0
MAY DEPT STORES CO             COMMON STOCK     577778103       35     1223 SH       DEFINED                1223        0        0
MBIA INC                       COMMON STOCK     55262C100     2537    50737 SH       DEFINED               50422        0      315
MBIA INC                       COMMON STOCK     55262C100       66     1326 SH       OTHER                  1251        0       75
MBNA CORP                      COMMON STOCK     55262L100      559    18468 SH       DEFINED               18268        0      200
MBNA CORP                      COMMON STOCK     55262L100        3       90 SH       OTHER                    90        0        0
MCDATA CORP CL A               COMMON STOCK     580031201        1       82 SH       DEFINED                  82        0        0
MCDATA CORP CL A               COMMON STOCK     580031201        0        5 SH       OTHER                     5        0        0
MCDONALDS CORP                 COMMON STOCK     580135101      657    24200 SH       DEFINED               24100        0      100
MCDONALDS CORP                 COMMON STOCK     580135101       12      450 SH       OTHER                   450        0        0
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109        9      160 SH       DEFINED                 160        0        0
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109       13      230 SH       OTHER                   230        0        0
MCKESSON CORP                  COMMON STOCK     58155Q103       72     1907 SH       DEFINED                1907        0        0
MCKESSON CORP                  COMMON STOCK     58155Q103       30      800 SH       OTHER                   800        0        0
MCLEODUSA INC                  COMMON STOCK     582266102        2     1968 SH       DEFINED                1968        0        0
MCLEODUSA INC                  COMMON STOCK     582266102        0      120 SH       OTHER                   120        0        0
MCSI INC                       COMMON STOCK     55270M108        2      150 SH       DEFINED                 150        0        0
MDU RESOURCES                  COMMON STOCK     552690109       55     2340 SH       DEFINED                2340        0        0
MEAD CORP                      COMMON STOCK     582834107       36     1284 SH       DEFINED                1284        0        0
MEDIMMUNE INC                  COMMON STOCK     584699102        5      150 SH       DEFINED                 150        0        0
MEDTRONIC INC                  COMMON STOCK     585055106     5223   120080 SH       DEFINED              119880        0      200
MEDTRONIC INC                  COMMON STOCK     585055106      264     6062 SH       OTHER                  5874        0      188
MELLON FINL CORP COM           COMMON STOCK     58551A108      116     3600 SH       DEFINED                3600        0        0
MERCK & CO INC                 COMMON STOCK     589331107     5195    77997 SH       DEFINED               77797        0      200
MERCK & CO INC                 COMMON STOCK     589331107      475     7133 SH       OTHER                  7133        0        0
MERIDIAN RESOURCE CORP         COMMON STOCK     58977Q109        3     1000 SH       OTHER                  1000        0        0
MERRILL LYNCH & CO INC         COMMON STOCK     590188108      198     4885 SH       DEFINED                4885        0        0
MERRILL LYNCH & CO INC         COMMON STOCK     590188108       12      300 SH       OTHER                   300        0        0
METLIFE INC                    COMMON STOCK     59156R108        9      298 SH       DEFINED                 298        0        0
METROBANCORP                   COMMON STOCK     591913108        8     1102 SH       DEFINED                1102        0        0
METROMEDIA INTL GROUP INC      COMMON STOCK     591695101        0        4 SH       DEFINED                   4        0        0
METTLER TOLEDO INTL INC        COMMON STOCK     592688105        9      214 SH       DEFINED                 214        0        0
MFRS SVCS LTD                  COMMON STOCK     565005105       16     4000 SH       DEFINED                4000        0        0
MGIC INVT CORP                 COMMON STOCK     552848103     1641    25115 SH       DEFINED               24915        0      200
MGIC INVT CORP                 COMMON STOCK     552848103       31      472 SH       OTHER                   421        0       51
MICROSOFT CORP                 COMMON STOCK     594918104     9142   178661 SH       DEFINED              178051        0      610
MICROSOFT CORP                 COMMON STOCK     594918104      484     9451 SH       OTHER                  9451        0        0
MIDAS INC                      COMMON STOCK     595626102       26     2636 SH       DEFINED                2636        0        0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK     599902103       10      548 SH       DEFINED                 548        0        0
MINNESOTA MNG & MFG CO         COMMON STOCK     604059105      823     8363 SH       DEFINED                8313        0       50
MINNESOTA MNG & MFG CO         COMMON STOCK     604059105      368     3740 SH       OTHER                  3740        0        0
MIPS TECHNOLOGIES INC CL B     COMMON STOCK     604567206        1      162 SH       DEFINED                 162        0        0
MIRANT CORP                    COMMON STOCK     604675108      100     4554 SH       DEFINED                4554        0        0
MIRANT CORP                    COMMON STOCK     604675108       28     1282 SH       OTHER                  1084        0      198
MISSION RESOURCES CORP         COMMON STOCK     605109107        4     1000 SH       DEFINED                1000        0        0
MOLEX INC                      COMMON STOCK     608554101       86     3042 SH       DEFINED                3042        0        0
MONTGOMERY FINL CORP           COMMON STOCK     613826106        1      100 SH       DEFINED                 100        0        0
MONY GROUP INC                 COMMON STOCK     615337102       19      582 SH       DEFINED                 295        0      287
MOOG INC CL A                  COMMON STOCK     615394202        0       15 SH       DEFINED                  15        0        0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK     617446448      240     5173 SH       DEFINED                5173        0        0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK     617446448        4       92 SH       OTHER                    92        0        0
MORGAN STANLEY DEAN WITTER INC COMMON STOCK     61745P874       14      800 SH       DEFINED                 800        0        0
MOTOROLA INC                   COMMON STOCK     620076109      361    23173 SH       DEFINED               23173        0        0
MOTOROLA INC                   COMMON STOCK     620076109       42     2665 SH       OTHER                  2665        0        0
MYLAN LABS INC                 COMMON STOCK     628530107      234     7170 SH       OTHER                  7170        0        0
NABORS INDS INC                COMMON STOCK     629568106        1       47 SH       DEFINED                  47        0        0
NASDAQ 100 SHARES              COMMON STOCK     631100104       39     1350 SH       DEFINED                1235        0      115
NATIONAL FUEL GAS CO           COMMON STOCK     636180101       21      900 SH       DEFINED                 900        0        0
NATIONAL FUEL GAS CO           COMMON STOCK     636180101      604    26240 SH       OTHER                 26240        0        0
NATIONAL SEMICONDUCTOR CORP    COMMON STOCK     637640103        2      100 SH       DEFINED                 100        0        0
NATIONWIDE FINL SVCS INC       COMMON STOCK     638612101      700    18824 SH       DEFINED               18824        0        0
NATIONWIDE FINL SVCS INC       COMMON STOCK     638612101       12      318 SH       OTHER                   318        0        0
NATL CITY CORP                 COMMON STOCK     635405103      131     4376 SH       DEFINED                3928        0      448
NATL COMMERCE FINL CORP        COMMON STOCK     63545P104       65     2500 SH       DEFINED                2500        0        0
NAVISTAR INTL CORP             COMMON STOCK     63934E108        1       40 SH       DEFINED                  40        0        0
NCR CORP                       COMMON STOCK     62886E108        1       37 SH       DEFINED                  37        0        0
NCR CORP                       COMMON STOCK     62886E108        0       12 SH       OTHER                    12        0        0
NETWORK APPLIANCE INC          COMMON STOCK     64120L104        6      842 SH       DEFINED                 842        0        0
NETWORKS ASSOC INC             COMMON STOCK     640938106       17     1350 SH       DEFINED                1350        0        0
NEW PLAN EXCEL RLTY TR INC     COMMON STOCK     648053106       19     1128 SH       DEFINED                1128        0        0
NEWELL RUBBERMAID CO           COMMON STOCK     651229106      114     5030 SH       DEFINED                5030        0        0
NEWMONT MNG CORP               COMMON STOCK     651639106        3      136 SH       DEFINED                 136        0        0
NEWPORT CORP                   COMMON STOCK     651824104        4      250 SH       DEFINED                 250        0        0
NEWS CORP LTD SP ADR PRF       COMMON STOCK     652487802        0        4 SH       DEFINED                   4        0        0
NEXTEL COMMUNICATIONS INC      COMMON STOCK     65332V103      308    35627 SH       DEFINED               35077        0      550
NEXTEL COMMUNICATIONS INC      COMMON STOCK     65332V103       28     3240 SH       OTHER                  3240        0        0
NIKE INC CLASS B               COMMON STOCK     654106103       23      500 SH       DEFINED                 500        0        0
NISOURCE INC COM               COMMON STOCK     65473P105      272    11662 SH       DEFINED               11662        0        0
NISOURCE INC COM               COMMON STOCK     65473P105       10      434 SH       OTHER                   434        0        0
NOBLE AFFILIATES INC           COMMON STOCK     654894104      308     9927 SH       DEFINED                9927        0        0
NOBLE AFFILIATES INC           COMMON STOCK     654894104       78     2525 SH       OTHER                  2525        0        0
NOBLE DRILLING CORP            COMMON STOCK     655042109        4      170 SH       DEFINED                 170        0        0
NOKIA CORP                     COMMON STOCK     654902204      329    21038 SH       DEFINED               21038        0        0
NOKIA CORP                     COMMON STOCK     654902204       25     1625 SH       OTHER                  1625        0        0
NORFOLK SOUTHERN CORP          COMMON STOCK     655844108      223    13825 SH       DEFINED               13275        0      550
NORTEL NETWORKS CORP           COMMON STOCK     656568102       24     4274 SH       DEFINED                4274        0        0
NORTEL NETWORKS CORP           COMMON STOCK     656568102       19     3360 SH       OTHER                  3360        0        0
NORTH FORK BANCORPORATION INC  COMMON STOCK     659424105       43     1460 SH       DEFINED                1460        0        0
NORTHERN TRUST CORP            COMMON STOCK     665859104      998    19020 SH       DEFINED               19020        0        0
NORTHERN TRUST CORP            COMMON STOCK     665859104       21      400 SH       OTHER                   400        0        0
NORTHWEST NAT GAS CO           COMMON STOCK     667655104        1       32 SH       OTHER                    32        0        0
NOVARTIS AG ADR                COMMON STOCK     66987V109       16      400 SH       DEFINED                 400        0        0
NOVELL INC                     COMMON STOCK     670006105        1      325 SH       DEFINED                 325        0        0
NOVELLUS SYS INC               COMMON STOCK     670008101        4      150 SH       DEFINED                 150        0        0
NU HORIZONS ELECTRS CORP       COMMON STOCK     669908105        2      300 SH       DEFINED                 300        0        0
NUCOR CORP                     COMMON STOCK     670346105        4      100 SH       OTHER                   100        0        0
NZ CORP                        COMMON STOCK     629497108       16     2300 SH       DEFINED                   0        0     2300
OCCIDENTAL PETE CORP           COMMON STOCK     674599105        2       69 SH       DEFINED                  69        0        0
OCCIDENTAL PETE CORP           COMMON STOCK     674599105       25     1016 SH       OTHER                  1016        0        0
OGE ENERGY CORP                COMMON STOCK     670837103        9      400 SH       OTHER                   400        0        0
OLD NATIONAL BANCORP           COMMON STOCK     680033107    70674  2718227 SH       DEFINED               47763        0  2670464
OLD NATIONAL BANCORP           COMMON STOCK     680033107    20616   792916 SH       OTHER                 38862        0   754054
OLD REPUBLIC INTL CORP         COMMON STOCK     680223104       64     2437 SH       DEFINED                2437        0        0
OMNICOM GROUP INC              COMMON STOCK     681919106        8      121 SH       DEFINED                 121        0        0
ON2 TECHNOLOGIES INC           COMMON STOCK     68338A107        0      200 SH       DEFINED                 200        0        0
ORACLE CORPORATION             COMMON STOCK     68389X105      458    36389 SH       DEFINED               36389        0        0
ORACLE CORPORATION             COMMON STOCK     68389X105       29     2300 SH       OTHER                  2300        0        0
OXIGENE INC                    COMMON STOCK     691828107        1      300 SH       DEFINED                 300        0        0
PACTIV CORP                    COMMON STOCK     695257105        3      200 SH       DEFINED                 200        0        0
PACTIV CORP                    COMMON STOCK     695257105        1      101 SH       OTHER                     0        0      101
PALL CORP                      COMMON STOCK     696429307       13      686 SH       DEFINED                 686        0        0
PALL CORP                      COMMON STOCK     696429307       31     1600 SH       OTHER                  1600        0        0
PALM INC                       COMMON STOCK     696642107        1      844 SH       DEFINED                 844        0        0
PALM INC                       COMMON STOCK     696642107        1      667 SH       OTHER                   667        0        0
PANERA BREAD CO                COMMON STOCK     69840W108       14      400 SH       DEFINED                 400        0        0
PAPA JOHNS INTL INC            COMMON STOCK     698813102        6      240 SH       DEFINED                 240        0        0
PARK PL ENTMT CORP COM         COMMON STOCK     700690100       12     1600 SH       DEFINED                1600        0        0
PAYCHEX INC                    COMMON STOCK     704326107      142     4500 SH       DEFINED                4500        0        0
PEABODY ENERGY CORP            COMMON STOCK     704549104        2      100 SH       DEFINED                 100        0        0
PENNEY J C INC                 COMMON STOCK     708160106        4      200 SH       DEFINED                 200        0        0
PEOPLES BANCORP/AUBURN IN      COMMON STOCK     709788103       20     1350 SH       DEFINED                1350        0        0
PEOPLES BK BRIDGEPORT CONN     COMMON STOCK     710198102        5      230 SH       DEFINED                 230        0        0
PEPSIAMERICAS INC              COMMON STOCK     71343P200      161    10745 SH       DEFINED               10745        0        0
PEPSICO INC                    COMMON STOCK     713448108    10527   217059 SH       DEFINED              216574        0      485
PEPSICO INC                    COMMON STOCK     713448108      741    15277 SH       OTHER                 15277        0        0
PEROT SYS CORP                 COMMON STOCK     714265105        5      300 SH       DEFINED                 300        0        0
PFIZER INC                     COMMON STOCK     717081103    12106   301891 SH       DEFINED              301791        0      100
PFIZER INC                     COMMON STOCK     717081103      966    24096 SH       OTHER                 23967        0      129
PHARMACIA CORP                 COMMON STOCK     71713U102      567    13971 SH       DEFINED               13971        0        0
PHARMACIA CORP                 COMMON STOCK     71713U102       52     1270 SH       OTHER                  1270        0        0
PHELPS DODGE CORP              COMMON STOCK     717265102        3      100 SH       OTHER                     0        0      100
PHILADELPHIA SUBN CORP         COMMON STOCK     718009608        9      357 SH       DEFINED                 357        0        0
PHILIP MORRIS INC              COMMON STOCK     718154107     3565    73830 SH       DEFINED               73000        0      830
PHILIP MORRIS INC              COMMON STOCK     718154107      631    13060 SH       OTHER                 13060        0        0
PHILLIPS PETROLEUM CO          COMMON STOCK     718507106      124     2308 SH       DEFINED                2308        0        0
PHOENIX COS INC NEW            COMMON STOCK     71902E109       12      811 SH       DEFINED                 811        0        0
PHOSPHATE RESOURCE PARTNERS LT COMMON STOCK     719217101        0      100 SH       DEFINED                 100        0        0
PHOTRONICS INC                 COMMON STOCK     719405102        4      200 SH       DEFINED                 200        0        0
PITNEY BOWES INC               COMMON STOCK     724479100      138     3600 SH       DEFINED                3600        0        0
PITNEY BOWES INC               COMMON STOCK     724479100      122     3200 SH       OTHER                  3200        0        0
PLUG PWR INC                   COMMON STOCK     72919P103        6      650 SH       DEFINED                 650        0        0
PNC FINL SVCS GROUP            COMMON STOCK     693475105      164     2865 SH       DEFINED                2865        0        0
PNC FINL SVCS GROUP            COMMON STOCK     693475105       31      550 SH       OTHER                   200        0      350
POTASH CORP SASK INC           COMMON STOCK     73755L107        6      110 SH       DEFINED                 110        0        0
POTOMAC ELEC PWR CO            COMMON STOCK     737679100       29     1300 SH       DEFINED                1300        0        0
PPG INDS INC                   COMMON STOCK     693506107      320     6993 SH       DEFINED                6993        0        0
PPG INDS INC                   COMMON STOCK     693506107      137     3000 SH       OTHER                  3000        0        0
PRAXAIR INC                    COMMON STOCK     74005P104       30      704 SH       DEFINED                 704        0        0
PRICELINE.COM INC              COMMON STOCK     741503106        4     1000 SH       DEFINED                1000        0        0
PROCTER & GAMBLE CO            COMMON STOCK     742718109      854    11735 SH       DEFINED               11635        0      100
PROCTER & GAMBLE CO            COMMON STOCK     742718109      106     1460 SH       OTHER                  1460        0        0
PROGRESS ENERGY INC            COMMON STOCK     743263105       28      655 SH       DEFINED                 655        0        0
PROGRESSIVE CORP               COMMON STOCK     743315103      290     2167 SH       DEFINED                2167        0        0
PROVIDIAN FINL CORP            COMMON STOCK     74406A102      166     8220 SH       DEFINED                8220        0        0
PROVIDIAN FINL CORP            COMMON STOCK     74406A102      218    10800 SH       OTHER                 10800        0        0
PUBLIC SERVICE ENTERPRISE GP   COMMON STOCK     744573106       56     1310 SH       DEFINED                1310        0        0
PUGET ENERGY INC               COMMON STOCK     745310102        2      100 SH       DEFINED                 100        0        0
PUGET ENERGY INC               COMMON STOCK     745310102        3      129 SH       OTHER                   129        0        0
QLOGIC CORP                    COMMON STOCK     747277101        4      200 SH       DEFINED                 200        0        0
QUALCOMM INC                   COMMON STOCK     747525103       24      500 SH       DEFINED                 500        0        0
QUALCOMM INC                   COMMON STOCK     747525103       12      250 SH       OTHER                   250        0        0
QUESTAR CORP                   COMMON STOCK     748356102      283    14000 SH       DEFINED               14000        0        0
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109      637    38137 SH       DEFINED               37613        0      524
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109      100     5960 SH       OTHER                  5960        0        0
R G S ENERGY GROUP INC COM     COMMON STOCK     74956K104        8      204 SH       OTHER                   204        0        0
RADIAN GROUP INC               COMMON STOCK     750236101       31      800 SH       DEFINED                 800        0        0
RALSTON PURINA CO              COMMON STOCK     751277302       60     1830 SH       DEFINED                1830        0        0
RAYONIER INC                   COMMON STOCK     754907103        1       24 SH       OTHER                    24        0        0
RAYTHEON CO NEW                COMMON STOCK     755111507      146     4200 SH       DEFINED                4200        0        0
RAYTHEON CO NEW                COMMON STOCK     755111507       14      400 SH       OTHER                   400        0        0
RED HAT INC                    COMMON STOCK     756577102        7     2000 SH       OTHER                  2000        0        0
REDBACK NETWORKS INC           COMMON STOCK     757209101        0      100 SH       DEFINED                 100        0        0
RELIABILITY INC                COMMON STOCK     759903107        1      300 SH       DEFINED                   0        0      300
RELIANT ENERGY INC             COMMON STOCK     75952J108       24      900 SH       DEFINED                 900        0        0
RELIANT ENERGY INC             COMMON STOCK     75952J108      145     5524 SH       OTHER                  5524        0        0
RENT A CENTER INC              COMMON STOCK     76009N100        6      250 SH       DEFINED                 250        0        0
RES CARE INC                   COMMON STOCK     760943100        2      225 SH       DEFINED                 225        0        0
REYNOLDS & REYNOLDS CO CL A    COMMON STOCK     761695105       24     1026 SH       DEFINED                1026        0        0
REYNOLDS & REYNOLDS CO CL A    COMMON STOCK     761695105       52     2250 SH       OTHER                  2250        0        0
RF MICRO DEVICES INC           COMMON STOCK     749941100        3      200 SH       DEFINED                 200        0        0
RITE AID CORP                  COMMON STOCK     767754104        5      700 SH       DEFINED                 700        0        0
RIVER VY BANCORP               COMMON STOCK     768475105       12      600 SH       DEFINED                 600        0        0
RIVERSTONE NETWORKS INC        COMMON STOCK     769320102        5      963 SH       DEFINED                 963        0        0
RLI CORP                       COMMON STOCK     749607107       21      500 SH       OTHER                   500        0        0
ROCKWELL COLLINS               COMMON STOCK     774341101       12      863 SH       DEFINED                 863        0        0
ROCKWELL COLLINS               COMMON STOCK     774341101        2      150 SH       OTHER                   150        0        0
ROCKWELL INTL CORP NEW         COMMON STOCK     773903109       13      863 SH       DEFINED                 863        0        0
ROCKWELL INTL CORP NEW         COMMON STOCK     773903109        2      150 SH       OTHER                   150        0        0
ROHM & HAAS CO                 COMMON STOCK     775371107       98     3000 SH       DEFINED                3000        0        0
ROHM & HAAS CO                 COMMON STOCK     775371107        4      110 SH       OTHER                   110        0        0
ROPER INDS INC                 COMMON STOCK     776696106        7      200 SH       DEFINED                 200        0        0
ROYAL DUTCH PETE CO            COMMON STOCK     780257804     1112    22120 SH       DEFINED               20520        0     1600
ROYAL DUTCH PETE CO            COMMON STOCK     780257804       60     1200 SH       OTHER                  1200        0        0
RYERSON TULL INC NEW           COMMON STOCK     78375P107        0       20 SH       DEFINED                  20        0        0
SABRE HLDGS CORP               COMMON STOCK     785905100        8      289 SH       OTHER                     0        0      289
SAFEGUARD SCIENTIFICS INC      COMMON STOCK     786449108        1      300 SH       DEFINED                 300        0        0
SAFEWAY INC                    COMMON STOCK     786514208      113     2833 SH       DEFINED                2833        0        0
SANMINA CORP                   COMMON STOCK     800907107     1394   102628 SH       DEFINED              102478        0      150
SANMINA CORP                   COMMON STOCK     800907107       97     7169 SH       OTHER                  7169        0        0
SARA LEE CORP                  COMMON STOCK     803111103      318    14910 SH       DEFINED               14510        0      400
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103     8340   176994 SH       DEFINED              176827        0      167
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103     2627    55759 SH       OTHER                 54369        0     1390
SCANA CORP NEW                 COMMON STOCK     80589M102        4      172 SH       DEFINED                 172        0        0
SCANSOURCE INC                 COMMON STOCK     806037107        4       80 SH       DEFINED                  80        0        0
SCHERING PLOUGH CORP           COMMON STOCK     806605101     1988    53575 SH       DEFINED               53275        0      300
SCHERING PLOUGH CORP           COMMON STOCK     806605101      107     2896 SH       OTHER                  2795        0      101
SCHLUMBERGER LTD               COMMON STOCK     806857108      418     9152 SH       DEFINED                9052        0      100
SCHLUMBERGER LTD               COMMON STOCK     806857108      220     4814 SH       OTHER                  4814        0        0
SCHULMAN A INC                 COMMON STOCK     808194104       13     1266 SH       DEFINED                1266        0        0
SCHWAB CHARLES CORP            COMMON STOCK     808513105       81     7005 SH       DEFINED                7005        0        0
SCI SYS INC                    COMMON STOCK     783890106      112     6200 SH       DEFINED                6200        0        0
SCIENT CORP                    COMMON STOCK     80864H109        1     2000 SH       OTHER                  2000        0        0
SCOTTISH PWR PLC               COMMON STOCK     81013T705       54     2277 SH       DEFINED                2277        0        0
SEARS ROEBUCK & CO             COMMON STOCK     812387108      126     3642 SH       DEFINED                3642        0        0
SEARS ROEBUCK & CO             COMMON STOCK     812387108        3      100 SH       OTHER                   100        0        0
SEMCO ENERGY INC               COMMON STOCK     78412D109        7      486 SH       DEFINED                 486        0        0
SEMPRA ENERGY COM              COMMON STOCK     816851109        4      150 SH       DEFINED                 150        0        0
SEMPRA ENERGY COM              COMMON STOCK     816851109       20      800 SH       OTHER                   800        0        0
SERVICEMASTER CO               COMMON STOCK     81760N109      182    16437 SH       DEFINED               16437        0        0
SHELL TRANS & TRADING PLC      COMMON STOCK     822703609       53     1200 SH       OTHER                  1200        0        0
SHERWIN WILLIAMS CO            COMMON STOCK     824348106      133     5964 SH       DEFINED                5964        0        0
SIEBEL SYS INC                 COMMON STOCK     826170102      678    52092 SH       DEFINED               52092        0        0
SIEBEL SYS INC                 COMMON STOCK     826170102       23     1740 SH       OTHER                  1740        0        0
SIERRA PAC RES NEW             COMMON STOCK     826428104       38     2500 SH       DEFINED                2500        0        0
SIGMA ALDRICH CORP             COMMON STOCK     826552101      246     5446 SH       DEFINED                5446        0        0
SIGMA ALDRICH CORP             COMMON STOCK     826552101        2       48 SH       OTHER                    48        0        0
SILICON GRAPHICS INC           COMMON STOCK     827056102        1     1182 SH       DEFINED                1182        0        0
SILICON STORAGE TECH INC       COMMON STOCK     827057100        2      450 SH       DEFINED                 225        0      225
SILICONIX INC                  COMMON STOCK     827079203      108     5214 SH       DEFINED                5214        0        0
SIMON PPTY GROUP INC NEW       COMMON STOCK     828806109       30     1100 SH       DEFINED                1100        0        0
SIMON PPTY GROUP INC NEW       COMMON STOCK     828806109       27     1000 SH       OTHER                  1000        0        0
SIRIUS SATELLITE RADIO INC     COMMON STOCK     82966U103        3      900 SH       DEFINED                   0        0      900
SMITH INTL INC                 COMMON STOCK     832110100        1       35 SH       DEFINED                  35        0        0
SNAP ON INC                    COMMON STOCK     833034101       69     3100 SH       OTHER                  3100        0        0
SOLECTRON CORP                 COMMON STOCK     834182107     1063    91265 SH       DEFINED               90245        0     1020
SOLECTRON CORP                 COMMON STOCK     834182107      293    25115 SH       OTHER                 25115        0        0
SOLUTIA INC                    COMMON STOCK     834376105        7      546 SH       DEFINED                 440        0      106
SOLUTIA INC                    COMMON STOCK     834376105        1      120 SH       OTHER                   120        0        0
SONIC FOUNDRY INC              COMMON STOCK     83545R108        2     1750 SH       DEFINED                1750        0        0
SONY CORP ADR                  COMMON STOCK     835699307       19      567 SH       DEFINED                 567        0        0
SOUTHERN CO                    COMMON STOCK     842587107      290    12085 SH       DEFINED               12085        0        0
SOUTHERN CO                    COMMON STOCK     842587107      130     5432 SH       OTHER                  4932        0      500
SOUTHTRUST CORP                COMMON STOCK     844730101      391    15340 SH       DEFINED               15340        0        0
SOUTHTRUST CORP                COMMON STOCK     844730101        5      200 SH       OTHER                   200        0        0
SOUTHWEST AIRLINES             COMMON STOCK     844741108      234    15758 SH       DEFINED               15758        0        0
SOUTHWEST AIRLINES             COMMON STOCK     844741108       15     1000 SH       OTHER                  1000        0        0
SPEEDWAY MOTORSPORTS INC       COMMON STOCK     847788106        6      300 SH       DEFINED                 300        0        0
SPRINT CORP                    COMMON STOCK     852061100       96     3978 SH       DEFINED                3644        0      334
SPRINT CORP PCS COM SER 1      COMMON STOCK     852061506      770    29280 SH       DEFINED               29190        0       90
SPRINT CORP PCS COM SER 1      COMMON STOCK     852061506       44     1665 SH       OTHER                  1665        0        0
SR HSG PPTYS TR                COMMON STOCK     81721M109        2      172 SH       DEFINED                 172        0        0
SR HSG PPTYS TR                COMMON STOCK     81721M109        1       55 SH       OTHER                    55        0        0
ST PAUL COS INC                COMMON STOCK     792860108       23      564 SH       DEFINED                 564        0        0
STANLEY WKS                    COMMON STOCK     854616109        4      100 SH       OTHER                   100        0        0
STAPLES INC                    COMMON STOCK     855030102     1680   125859 SH       DEFINED              125859        0        0
STAPLES INC                    COMMON STOCK     855030102       56     4226 SH       OTHER                  4226        0        0
STARBUCKS CORP                 COMMON STOCK     855244109       17     1164 SH       DEFINED                1164        0        0
STARWOOD HOTELS & RESORTS WORL COMMON STOCK     85590A203        2       91 SH       OTHER                    91        0        0
STATE STR CORP                 COMMON STOCK     857477103     8828   194027 SH       DEFINED              193877        0      150
STATE STR CORP                 COMMON STOCK     857477103      234     5143 SH       OTHER                  4877        0      266
STEAK N SHAKE CO               COMMON STOCK     857873103       25     2499 SH       OTHER                  2499        0        0
STILLWATER MNG CO              COMMON STOCK     86074Q102        2      100 SH       DEFINED                 100        0        0
STORAGE COMPUTER CORP          COMMON STOCK     86211A101        7     1505 SH       DEFINED                   0        0     1505
STORAGE USA INC                COMMON STOCK     861907103       10      258 SH       DEFINED                 258        0        0
SUN LIFE FINL SVCS CDA INC     COMMON STOCK     866796105      138     6892 SH       DEFINED                6892        0        0
SUN LIFE FINL SVCS CDA INC     COMMON STOCK     866796105        6      291 SH       OTHER                   291        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104     1075   130021 SH       DEFINED              129700        0      321
SUN MICROSYSTEMS INC           COMMON STOCK     866810104      107    12957 SH       OTHER                 12693        0      264
SUNGARD DATA SYSTEM            COMMON STOCK     867363103       93     4000 SH       DEFINED                4000        0        0
SUNOCO INC                     COMMON STOCK     86764P109       30      834 SH       OTHER                   834        0        0
SUPERIOR INDS INTL INC         COMMON STOCK     868168105        7      211 SH       DEFINED                 211        0        0
SUPERVALU INC                  COMMON STOCK     868536103       36     1800 SH       OTHER                  1800        0        0
SYNOPSYS INC                   COMMON STOCK     871607107        3       84 SH       DEFINED                  84        0        0
SYNOVUS FINL CORP              COMMON STOCK     87161C105       77     2800 SH       DEFINED                2800        0        0
SYNTROLEUM CORP                COMMON STOCK     871630109        1      300 SH       DEFINED                 300        0        0
SYSCO CORP                     COMMON STOCK     871829107      866    33927 SH       DEFINED               33927        0        0
SYSCO CORP                     COMMON STOCK     871829107       41     1586 SH       OTHER                  1586        0        0
T ROWE PRICE GROUP INC         COMMON STOCK     74144T108      462    15755 SH       DEFINED               15755        0        0
TARGET CORP                    COMMON STOCK     87612E106      675    21271 SH       DEFINED               21271        0        0
TARGET CORP                    COMMON STOCK     87612E106       21      650 SH       OTHER                   650        0        0
TECO ENERGY INC                COMMON STOCK     872375100       54     2000 SH       OTHER                  2000        0        0
TELEFONOS DE MEXICO ADR        COMMON STOCK     879403780       32     1000 SH       DEFINED                1000        0        0
TELLABS INC                    COMMON STOCK     879664100      115    11642 SH       DEFINED               11642        0        0
TELLABS INC                    COMMON STOCK     879664100       20     1997 SH       OTHER                  1997        0        0
TENNECO AUTOMOTIVE INC         COMMON STOCK     880349105        0       40 SH       DEFINED                  40        0        0
TENNECO AUTOMOTIVE INC         COMMON STOCK     880349105        0       20 SH       OTHER                     0        0       20
TERADYNE INC                   COMMON STOCK     880770102       39     2000 SH       DEFINED                2000        0        0
TEXACO INC                     COMMON STOCK     881694103     2009    30915 SH       DEFINED               30515        0      400
TEXACO INC                     COMMON STOCK     881694103      254     3900 SH       OTHER                  3900        0        0
TEXAS BIOTECH CORP             COMMON STOCK     88221T104        2      300 SH       DEFINED                 300        0        0
TEXAS INSTRS INC               COMMON STOCK     882508104      205     8196 SH       DEFINED                8196        0        0
TEXAS INSTRS INC               COMMON STOCK     882508104       20      810 SH       OTHER                   810        0        0
THERMO ELECTRON CORP           COMMON STOCK     883556102       24     1350 SH       DEFINED                1350        0        0
THOMAS & BETTS CORP            COMMON STOCK     884315102       31     1760 SH       DEFINED                1760        0        0
TIER TECH INC CL B             COMMON STOCK     88650Q100       12     1000 SH       OTHER                  1000        0        0
TJX CO INC                     COMMON STOCK     872540109      117     3560 SH       DEFINED                3560        0        0
TJX CO INC                     COMMON STOCK     872540109       94     2860 SH       OTHER                  2860        0        0
TOTAL FINA SA                  COMMON STOCK     89151E109        4       57 SH       DEFINED                  57        0        0
TOYS R US INC                  COMMON STOCK     892335100       24     1394 SH       DEFINED                1394        0        0
TRANSOCEAN SEDCO FOREX INC     COMMON STOCK     G90078109      135     5132 SH       DEFINED                5032        0      100
TRANSOCEAN SEDCO FOREX INC     COMMON STOCK     G90078109        6      235 SH       OTHER                   235        0        0
TRIAD HOSP INC                 COMMON STOCK     89579K109        1       15 SH       DEFINED                  15        0        0
TRICOM SA ADR                  COMMON STOCK     89612A100        1      200 SH       DEFINED                 200        0        0
TRICON GLOBAL RESTAURANTS INC  COMMON STOCK     895953107      288     7343 SH       DEFINED                7343        0        0
TRW INC                        COMMON STOCK     872649108       29      970 SH       OTHER                   970        0        0
TXU CORP                       COMMON STOCK     873168108       25      530 SH       DEFINED                 530        0        0
TXU CORP                       COMMON STOCK     873168108       14      300 SH       OTHER                   300        0        0
TYCO INTERNATIONAL LTD         COMMON STOCK     902124106      673    14800 SH       DEFINED               14525        0      275
TYCO INTERNATIONAL LTD         COMMON STOCK     902124106        9      200 SH       OTHER                   200        0        0
U S X MARATHON GROUP           COMMON STOCK     902905827       28     1030 SH       DEFINED                1030        0        0
U S X MARATHON GROUP           COMMON STOCK     902905827       94     3500 SH       OTHER                  3500        0        0
UAL CORP                       COMMON STOCK     902549500        5      300 SH       DEFINED                 300        0        0
UAL CORP                       COMMON STOCK     902549500       13      700 SH       OTHER                   500        0      200
UIL HLDG CORP                  COMMON STOCK     902748102       14      300 SH       DEFINED                 300        0        0
UN PLANTERS CORP               COMMON STOCK     908068109      696    16229 SH       DEFINED               16229        0        0
UN PLANTERS CORP               COMMON STOCK     908068109      216     5040 SH       OTHER                  2016        0     3024
UNILEVER N V NY SHS            COMMON STOCK     904784709       96     1785 SH       DEFINED                1785        0        0
UNION PACIFIC CORP             COMMON STOCK     907818108       64     1360 SH       DEFINED                1360        0        0
UNION PACIFIC CORP             COMMON STOCK     907818108      176     3755 SH       OTHER                  3755        0        0
UNISOURCE ENERGY CORP          COMMON STOCK     909205106        0       15 SH       DEFINED                  15        0        0
UNISOURCE ENERGY CORP          COMMON STOCK     909205106        0       20 SH       OTHER                    20        0        0
UNISYS CORP                    COMMON STOCK     909214108        5      600 SH       OTHER                   600        0        0
UNITED DOMINION RLTY TR INC    COMMON STOCK     910197102        3      230 SH       DEFINED                 230        0        0
UNITED PARCEL SERVICE CL B     COMMON STOCK     911312106       10      190 SH       DEFINED                 190        0        0
UNITED PARCEL SERVICE CL B     COMMON STOCK     911312106        9      175 SH       OTHER                   175        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109     6090   130957 SH       DEFINED              129317      960      680
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109      520    11193 SH       OTHER                 11143        0       50
UNOCAL CORP                    COMMON STOCK     915289102       30      918 SH       DEFINED                 918        0        0
US AIR GROUP INC               COMMON STOCK     911905107        0      100 SH       OTHER                   100        0        0
US BANCORP DE NEW              COMMON STOCK     902973304      365    16452 SH       DEFINED               16452        0        0
US BANCORP DE NEW              COMMON STOCK     902973304      138     6232 SH       OTHER                  6232        0        0
USA ED INC                     COMMON STOCK     90390U102       73      875 SH       OTHER                   875        0        0
UST INC                        COMMON STOCK     902911106       26      788 SH       DEFINED                 788        0        0
USX US STEEL GROUP             COMMON STOCK     90337T101        0        6 SH       DEFINED                   6        0        0
UTILICORP UNITED INC           COMMON STOCK     918005109       46     1650 SH       DEFINED                1650        0        0
VALENCE TECHNOLOGY INC         COMMON STOCK     918914102        1      250 SH       DEFINED                 250        0        0
VAXGEN INC                     COMMON STOCK     922390208        1       60 SH       DEFINED                  60        0        0
VECTREN CORP                   COMMON STOCK     92240G101     7606   339703 SH       DEFINED              339703        0        0
VECTREN CORP                   COMMON STOCK     92240G101     1762    78718 SH       OTHER                 77653        0     1065
VERITAS SOFTWARE CORP          COMMON STOCK     923436109        6      335 SH       DEFINED                 335        0        0
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     4213    77867 SH       DEFINED               76887        0      980
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     1372    25363 SH       OTHER                 24419        0      944
VERTEL CORP                    COMMON STOCK     924907108        1     2000 SH       DEFINED                2000        0        0
VIACOM INC CLASS A             COMMON STOCK     925524100        3      100 SH       DEFINED                 100        0        0
VIACOM INC CLASS B             COMMON STOCK     925524308      314     9090 SH       DEFINED                9090        0        0
VIACOM INC CLASS B             COMMON STOCK     925524308       90     2620 SH       OTHER                  2620        0        0
VISHAY INTERTECHNOLOGY INC     COMMON STOCK     928298108        9      500 SH       DEFINED                 500        0        0
VISTEON CORP                   COMMON STOCK     92839U107       16     1230 SH       DEFINED                1230        0        0
VITESSE SEMICONDUCTOR CORP     COMMON STOCK     928497106        5      700 SH       DEFINED                 500        0      200
VODAFONE GROUP PLC SA          COMMON STOCK     92857W100      229    10427 SH       DEFINED               10427        0        0
VODAFONE GROUP PLC SA          COMMON STOCK     92857W100       13      580 SH       OTHER                   214        0      366
VULCAN MATLS CO                COMMON STOCK     929160109      415     9600 SH       DEFINED                9600        0        0
WACHOVIA CORP NEW              COMMON STOCK     929903102       70     2242 SH       DEFINED                2242        0        0
WACHOVIA CORP NEW              COMMON STOCK     929903102       63     2017 SH       OTHER                  2017        0        0
WALGREEN CO                    COMMON STOCK     931422109      195     5650 SH       DEFINED                5650        0        0
WALGREEN CO                    COMMON STOCK     931422109     1207    35044 SH       OTHER                 33444        0     1600
WALMART STORES INC             COMMON STOCK     931142103     1038    20967 SH       DEFINED               20767        0      200
WALMART STORES INC             COMMON STOCK     931142103      638    12880 SH       OTHER                 12080        0      800
WASHINGTON REAL ESTATE INVEST  COMMON STOCK     939653101       20      828 SH       DEFINED                 828        0        0
WEINGARTEN RLTY INVS           COMMON STOCK     948741103        7      149 SH       DEFINED                 149        0        0
WELLS FARGO & CO NEW           COMMON STOCK     949746101      776    17455 SH       DEFINED               17455        0        0
WELLS FARGO & CO NEW           COMMON STOCK     949746101       17      375 SH       OTHER                   375        0        0
WEYERHAEUSER                   COMMON STOCK     962166104      347     7125 SH       DEFINED                7125        0        0
WEYERHAEUSER                   COMMON STOCK     962166104       10      200 SH       OTHER                   200        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106     1573    28425 SH       DEFINED               28425        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106      406     7336 SH       OTHER                  7336        0        0
WILLIAMS COMMUN GROUP INC      COMMON STOCK     969455104        4     3086 SH       DEFINED                3086        0        0
WILLIAMS COS INC               COMMON STOCK     969457100      102     3754 SH       DEFINED                3754        0        0
WINN DIXIE STORES INC.         COMMON STOCK     974280109       15     1328 SH       DEFINED                1328        0        0
WINN DIXIE STORES INC.         COMMON STOCK     974280109       31     2664 SH       OTHER                     0        0     2664
WINNEBAGO INDUSTRIES INC       COMMON STOCK     974637100        2       75 SH       DEFINED                  75        0        0
WISCONSIN ENERGY CORP          COMMON STOCK     976657106       91     4038 SH       DEFINED                4038        0        0
WISCONSIN ENERGY CORP          COMMON STOCK     976657106       47     2100 SH       OTHER                  2100        0        0
WORLDCOM INC MCI GROUP         COMMON STOCK     98157D304        6      387 SH       DEFINED                 387        0        0
WORLDCOM INC MCI GROUP         COMMON STOCK     98157D304        2      129 SH       OTHER                   129        0        0
WORLDCOM INC WORLDCOM GROUP    COMMON STOCK     98157D106      310    20625 SH       DEFINED               20325        0      300
WORLDCOM INC WORLDCOM GROUP    COMMON STOCK     98157D106       58     3825 SH       OTHER                  3825        0        0
WRIGLEY (WM) JR                COMMON STOCK     982526105       21      400 SH       DEFINED                 400        0        0
WRIGLEY (WM) JR                COMMON STOCK     982526105      567    11050 SH       OTHER                     0        0    11050
XCEL ENERGY INC                COMMON STOCK     98389B100        8      294 SH       DEFINED                 294        0        0
XCEL ENERGY INC                COMMON STOCK     98389B100       38     1344 SH       OTHER                  1344        0        0
XEROX CORP                     COMMON STOCK     984121103       59     7606 SH       DEFINED                7606        0        0
XEROX CORP                     COMMON STOCK     984121103       29     3700 SH       OTHER                  3700        0        0
XETA TECHNOLOGIES INC          COMMON STOCK     983909102        4     1000 SH       OTHER                  1000        0        0
XILINX INC                     COMMON STOCK     983919101      135     5732 SH       DEFINED                5732        0        0
XILINX INC                     COMMON STOCK     983919101        7      314 SH       OTHER                   314        0        0
XM SATELLITE RADIO HLDGS INC   COMMON STOCK     983759101        2      300 SH       DEFINED                   0        0      300
XTO ENERGY INC                 COMMON STOCK     98385X106        2      150 SH       DEFINED                 150        0        0
YAHOO INC                      COMMON STOCK     984332106        3      320 SH       DEFINED                 320        0        0
YAHOO INC                      COMMON STOCK     984332106        3      350 SH       OTHER                   350        0        0
YPF SOCIEDAD ANONIMA ADR CL D  COMMON STOCK     984245100        8      500 SH       OTHER                     0        0      500
ZARLINK SEMICONDUCTOR INC      COMMON STOCK     989139100        2      200 SH       DEFINED                 100        0      100
ZIMMER HLDGS INC               COMMON STOCK     98956P102      584    21028 SH       DEFINED               21028        0        0
ZIMMER HLDGS INC               COMMON STOCK     98956P102      183     6596 SH       OTHER                  6596        0        0
ZIONS BANCORP                  COMMON STOCK     989701107       43      800 SH       OTHER                   800        0        0
ZWEIG FD INC                   COMMON STOCK     989834106        4      550 SH       DEFINED                 550        0        0
1ST BUSEY CORP                 COMMON STOCK     319383105        6      300 SH       DEFINED                 300        0        0
1ST BUSEY CORP                 COMMON STOCK     319383105       16      800 SH       OTHER                   800        0        0
1ST FINL CORP                  COMMON STOCK     320218100     3708    92889 SH       DEFINED               92889        0        0
1ST FINL CORP                  COMMON STOCK     320218100      428    10713 SH       OTHER                 10713        0        0
3 COM CORP                     COMMON STOCK     885535104        1      300 SH       DEFINED                 300        0        0
3 COM CORP                     COMMON STOCK     885535104        2      450 SH       OTHER                   450        0        0
BRISTOL MYERS SQUIBB PFD       PREFERRED STOCK  110122207       37       62 SH       DEFINED             N.A.     N.A.     N.A.
IFC CAP TR II 10.5% PFD        PREFERRED STOCK  44950L200       11      400 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INCOME TR            OTHER            09247F100        7     1000 SH       DEFINED             N.A.     N.A.     N.A.
CHARTWELL DIV & INC FD         OTHER            16139P104        3      302 SH       DEFINED             N.A.     N.A.     N.A.
DEBT STRATEGIES FD INC         OTHER            24276Q109       21     3320 SH       DEFINED             N.A.     N.A.     N.A.
DUFF & PHELPS UTIL & CORP BD T OTHER            26432K108        7      571 SH       DEFINED             N.A.     N.A.     N.A.
FRANKLIN UNIVERSAL TRUST       OTHER            355145103       14     1869 SH       DEFINED             N.A.     N.A.     N.A.
LINCOLN NATL CONV SECS FD      OTHER            534183108        7      500 SH       OTHER               N.A.     N.A.     N.A.
MFC ABERDEEN COMMONWEALTH FD   OTHER            003013109        8      925 SH       OTHER               N.A.     N.A.     N.A.
MFS CHARTER INCOME TR          OTHER            552727109       14     1600 SH       DEFINED             N.A.     N.A.     N.A.
MFS GOVT MARKETS INCOME TR     OTHER            552939100       12     1850 SH       DEFINED             N.A.     N.A.     N.A.
SPDR TR UNIT SER 1             OTHER            78462F103      188     1800 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN AMERN CAP VAL MUN I OTHER            921132106        5      400 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN AMERN CAP VAL MUN I OTHER            921132106       20     1500 SH       OTHER               N.A.     N.A.     N.A.
VAN KAMPEN BOND FD             OTHER            920955101       11      540 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN SR INCOME TR        OTHER            920961109       14     2000 SH       DEFINED             N.A.     N.A.     N.A.
ACM INCOME FD INC              OTHER            000912105       32     3700 SH       DEFINED                3700        0        0
DUFF & PHELPS UTIL INCOME INC  OTHER            264324104      158    14770 SH       DEFINED               14770        0        0
DUFF & PHELPS UTIL INCOME INC  OTHER            264324104        5      500 SH       OTHER                   500        0        0
GENERAL AMERICAN INVESTORS     OTHER            368802104       81     2566 SH       OTHER                  2566        0        0
MFS SPL VALUE TR               OTHER            55274E102       40     3100 SH       DEFINED                3100        0        0
NUVEEN MUNI INCOME FUND        OTHER            67062J102       10      850 SH       DEFINED                 850        0        0
PUTNAM MASTER INTER INC TR     OTHER            746909100       10     1700 SH       DEFINED                1700        0        0
SALOMON BROS FD INC            OTHER            795477108       43     3650 SH       DEFINED                3650        0        0
TRI CONTINENTAL CORP           OTHER            895436103       59     3210 SH       DEFINED                3210        0        0
TRI CONTINENTAL CORP           OTHER            895436103      186    10161 SH       OTHER                 10161        0        0
COLONIAL INVT GRADE MUN TR     OTHER            195768106       53     5066 SH       DEFINED             N.A.     N.A.     N.A.
COLONIAL MUN INC TR SH BEN INT OTHER            195799101        6     1000 SH       DEFINED             N.A.     N.A.     N.A.
DREYFUS STRATEGIC MUNS INC     OTHER            261932107       19     2000 SH       DEFINED             N.A.     N.A.     N.A.
INSURED MUN INCOME FD          OTHER            45809F104       23     1709 SH       DEFINED             N.A.     N.A.     N.A.
INTERMEDIATE MUNI FD INC       OTHER            45880P104       70     7271 SH       DEFINED             N.A.     N.A.     N.A.
MANAGED MUNI PORTFOLIO INC     OTHER            561662107       25     2401 SH       DEFINED             N.A.     N.A.     N.A.
MFS MUNICIPAL INCOME FD A      OTHER            552738106       32     4000 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORT FD      OTHER            670984103       15     1000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN INVT QUALITY MUN FD INC OTHER            67062E103       49     3300 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN PREM INC MUN FD         OTHER            67062T100        6      400 SH       DEFINED             N.A.     N.A.     N.A.
SCUDDER MUNI INC TR            OTHER            81118R604       16     1400 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN AMERN CAP MUN OPPOR OTHER            920944105       26     2000 SH       OTHER               N.A.     N.A.     N.A.
VAN KAMPEN STRAT SECTOR MUN TR OTHER            920943107       26     2000 SH       DEFINED             N.A.     N.A.     N.A.
ALLIANCE CAP MGMT HLDG LP      OTHER            01855A101       35      775 SH       DEFINED             N.A.     N.A.     N.A.
KINDER MORGAN ENERGY PARTNERS  OTHER            494550106        5      138 SH       DEFINED             N.A.     N.A.     N.A.