Washington, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT
                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report: (Date of earliest event reported) January 24, 2005

             (Exact name of registrant as specified in its charter)

         Delaware                      001-10607                  36-2678171
----------------------------         ------------            -------------------
(State or other jurisdiction         (Commission             (I.R.S. Employer
of incorporation)                    File Number)            Identification No.)

               307 North Michigan Avenue, Chicago, Illinois 60601
               (Address of principal executive offices) (Zip Code)

                                 (312) 346-8100
              (Registrant's telephone number, including area code)

          (Former name or former address, if changed since last report)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the Registrant under any of the
following provisions (see General Instruction A.2 below):

[ ]  Written communications pursuant to Rule 425 under the Securities Act 
     (17 CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17 CFR 240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the 
     Exchange Act (17 CFR 140.14d-2(b))

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the 
     Exchange Act (17 CFR 240.13e-4(c))

Item 8.01.  Other Events

On January 24, 2005, Old Republic  International  Corporation  announced that it
would record  special post tax charges of  approximately  $25.5  million,  or 14
cents per share in its fourth quarter and year-end 2004 results  stemming from a
California Court of Appeals ruling affirming a prior trial court verdict against
Old Republic Title Company and a write down of previously  deferred  acquisition
costs associated with a life insurance product discontinued near year-end 2004.

Item 9.01.  Financial Statements and Exhibits
            (c) Exhibits

             99.1  Press Release dated January 24, 2005.


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                         OLD REPUBLIC INTERNATIONAL CORPORATION

Date: January 24, 2005                   By: /s/ A.C. Zucaro
                                            A.C. Zucaro
                                            Chairman and Chief Executive Officer

                                INDEX TO EXHIBITS


99.1     Press Release dated January 24, 2005.