UNITED STATES
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported): April 14, 2003

                        NEW YORK COMMUNITY BANCORP, INC.
             (Exact name of registrant as specified in its charter)

      Delaware                      1-31565                     06-1377322
 -------------------             ---------------           --------------------
(State or other jurisdiction     Commission File            (I.R.S. Employer
of incorporation or               Number                    Identification No.)

                  615 Merrick Avenue, Westbury, New York 11590
                    (Address of principal executive offices)

       Registrant's telephone number, including area code: (516) 683-4100

                                 Not applicable
          (Former name or former address, if changed since last report)


                           CURRENT REPORT ON FORM 8-K

Item 1.       Changes in Control of Registrant

              Not applicable.

Item 2.       Acquisition or Disposition of Assets

              Not applicable.

Item 3.       Bankruptcy or Receivership

              Not applicable.

Item 4.       Changes in Registrant's Certifying Accountant

              Not applicable.

Item 5.       Other Events

              Not applicable.

Item 6.       Resignations of Registrant's Directors

              Not applicable.

Item 7.       Financial Statements and Exhibits

              (a) Financial statements of businesses acquired are required: None

              (b) Pro forma financial information: None

              (c) Exhibits:

                  Exhibit 99.1    Company news release dated April 14, 2003.

Item 8.       Change in Fiscal Year

              Not applicable.

Item 9.       Regulation FD Disclosure

              On April 14, 2003, the Company issued a press release
              reporting that, subject to official validation by the
              tabulation agent, it has received the requisite consent of the
              holders of its Bifurcated Option Note Unit Securities
              (BONUSES(sm) Units) to an amendment that will enable the Units
              to be treated as Tier 1 capital by the Federal Reserve. The
              Company has extended the previously reported consent
              solicitation until 4:00 p.m., New York City time, on Tuesday,
              April 15, 2003, to allow the tabulation agent to finalize the
              validation process. A copy of the press release is attached
              hereto as Exhibit 99.1 and incorporated by reference in
              response to this Item 9.


Item 10.      Amendments to the Registrant's Code of Ethics, or Waiver of a
              Provision of the Code of Ethics.

              Not applicable.

Item 11.      Temporary Suspension of Trading Under Registrant's Employee
              Benefit Plans.

              Not applicable.

Item 12.      Results of Operations and Financial Condition.

              Not applicable.



Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

April 14, 2003                        NEW YORK COMMUNITY BANCORP, INC.
   Date                               /s/ Anthony E. Burke
                                      Anthony E. Burke
                                      Senior Executive Vice President
                                       and Chief Operating Officer


                                  Exhibit 99.1

                   Company Press Release Dated April 14, 2003