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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): May 10, 2005 (May 9, 2005)
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RURBAN FINANCIAL CORP.
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(Exact name of registrant as specified in its charter)
Ohio 0-13507 34-1395608
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation or organization) Identification No.)
401 Clinton Street, Defiance, Ohio 43512
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(Address of principal executive offices) (Zip Code)
(419) 783-8950
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(Registrant's telephone number, including area code)
Not Applicable
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(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
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Item 8.01. Other Events.
On May 9, 2005, Rurban Financial Corp. issued a news release announcing
that it had received regulatory approval from the Federal Reserve Bank of
Cleveland and the Ohio Division of Financial Institutions for its subsidiary,
The State Bank and Trust Company, to purchase two Lima, Ohio branch offices of
Liberty Savings Bank, FSB. A copy of the May 9, 2005 news release is attached as
Exhibit 99 and incorporated herein by reference.
Item 9.01 Financial Statements and Exhibits.
(a) Financial Statements - Not Applicable
(b) Pro Forma Financial Information - Not Applicable
(c) Exhibits
Exhibit No. Description
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99 News Release issued by Rurban Financial Corp. on May 9, 2005
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
RURBAN FINANCIAL CORP.
Dated: May 10, 2005 By: /s/ James E. Adams
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James E. Adams
Executive Vice President and
Chief Financial Officer
INDEX TO EXHIBITS
Current Report on Form 8-K
Dated May 10, 2005
Rurban Financial Corp.
Exhibit No. Description
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99 News Release issued by Rurban Financial Corp. on May 9, 2005.