Buy-now-pay-later service Sezzle (NASDAQCM:SEZL) will be announcing earnings results this Wednesday after the bell. Here’s what to expect.
Sezzle beat analysts’ revenue expectations by 4% last quarter, reporting revenues of $98.7 million, up 76.4% year on year. It was an exceptional quarter for the company, with a beat of analysts’ EPS estimates and an impressive beat of analysts’ revenue estimates.
Is Sezzle a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.
This quarter, analysts are expecting Sezzle’s revenue to grow 49.7% year on year to $104.7 million, slowing from the 71.3% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $0.65 per share.
Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Sezzle has a history of exceeding Wall Street’s expectations, beating revenue estimates every single time since going public by 33% on average.
Looking at Sezzle’s peers in the personal loan segment, some have already reported their Q3 results, giving us a hint as to what we can expect. FirstCash delivered year-on-year revenue growth of 11.7%, beating analysts’ expectations by 9.3%, and LendingClub reported revenues up 31.9%, topping estimates by 3.9%. FirstCash traded up 7.4% following the results while LendingClub was also up 10.5%.
Read our full analysis of FirstCash’s results here and LendingClub’s results here.
The euphoria surrounding Trump’s November win lit a fire under major indices, but potential tariffs have caused the market to do a 180 in 2025. While some of the personal loan stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 2.3% on average over the last month. Sezzle is down 26.3% during the same time and is heading into earnings with an average analyst price target of $120.25 (compared to the current share price of $63.59).
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