Recognition highlights Balance’s leadership in powering AI-powered trade credit and autonomous AR for modern B2B commerce.

Balance, a leading financial infrastructure platform, announced today that it has been named the winner of Tearsheet’s 2025 Most Innovative Payments Award. This accolade is one of the annual Power of Payments Awards presented by financial media platform Tearsheet, which recognize the firms and products shaping the future of digital finance and fintech.

Balance’s win reflects the company’s pioneering use of AI in credit underwriting and fully autonomous Accounts Receivable (AR) management - technology that bridges the gap between buyer needs and merchant operations to propel B2B commerce forward.

Outdated AR processes have been stifling growth and limiting access to flexible payment terms. When credit limits aren’t updated, orders stall. When reconciliations lag, cash flow is trapped. And when business buyers can’t be assessed accurately for credit, they’re excluded entirely. With tariff uncertainty adding to the financial pressures facing buyers, demand for trade credit has never been so acute - prompting merchants and marketplaces to turn to Balance in order to offer instant embedded billing and net terms at scale.

“We’re honored by Tearsheet’s recognition of our work to transform B2B commerce,” said Bar Geron, CEO and Co-Founder of Balance. “B2B trade runs on the delicate balance between growth and risk, buyer expectations and seller needs. We at Balance are proud to be delivering that alignment, making flexible payments seamless for buyers and scalable for merchants, and so enabling faster and more efficient transactions.”

For the complete list of winners, visit tearsheet.co.

About Balance

Balance is a leading AI-powered financial infrastructure platform for B2B commerce, enabling embedded payments, digital trade credit and B2B BNPL solutions. Merchants use Balance to accept payments, offer net terms, and automate Accounts Receivable - boosting revenue, lowering payment costs, and improving cash flow, while minimizing complexity and credit risk.

With robust APIs supporting embedded and customizable customer journeys, advanced billing, AI-powered credit risk management, industry-best approval rates and flexible financing, Balance streamlines B2B payments from onboarding to reconciliation, powering invoice-to-cash operations for leading enterprises. For more information, visit getbalance.com.

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