With Patent Expansion, Authvia Positions itself as the Infrastructure Layer for Text-to-Pay

August 05, 2025 at 09:00 AM EDT

Authvia leverages RCS and AI to define its place in the future of message based payments

Authvia, the patented leader in messaging-based payments, today announced the issuance of its fifth U.S. patent (No. 12,211,018) around business to consumer payouts over messaging. This reinforces its position as the platform and IP leader powering the next era of digital payments. As the U.S. mobile payments market surges toward a projected $4.5 trillion by 2033 (iMark Group), Authvia remains at the forefront, enabling real-time, secure, app-free payments and payouts through the most widely used communication channels on earth.

With five foundational patents now granted (Nos. 12,211,018; 12,106,272; 11,989,708; 11,734,659; and 11,144,895), Authvia is the only platform with protected IP for frictionless, PCI-compliant message-based payments across:

SMS, RCS/RBM, and WhatsApp
AI-powered chatbots and virtual agents
CPaaS and omnichannel enterprise messaging platforms

This newly issued patent strengthens Authvia’s moat around secure, message-based payment authorization, allowing partners to future-proof their offerings and eliminate IP risk as conversational payments become the new norm.

“As digital payouts and payin’s evolve, IP protection matters more than ever. Authvia’s patented platform gives us the confidence to scale this new technology without legal uncertainty or technical limitations.”

— Justin Rumpf, Director of IT, Resale1

Owning the IP and defining the infrastructure for Message-Based Payments

While others talk about compliance and trust in messaging commerce, Authvia has the infrastructure and IP to deliver it. From healthcare to financial services, from retail to utilities, enterprise organizations rely on Authvia’s patented TXT2PAY® platform to meet rising consumer demand for secure, real-time transactions, without apps, logins, or redirects.

“As RCS, AI, and SMS converge to reshape customer communication, in-message payment isn’t a feature, it’s a future-proof strategy,” said Chris Brunner, Founder & CEO. “Our fifth patent puts a stake in the ground: Authvia is the platform enterprises can trust to lead them into the future of digital commerce and bill payments.”

Strategic Advantage for the Payment Ecosystem

Authvia’s patented platform creates an advantage for forward-thinking players across the ecosystem:

Banks & Processors – Reduce development time and IP exposure with a trusted, compliant solution for messaging-based payment flows.
ISVs & SaaS Platforms – Embed tokenized payments into existing workflows with white-labeled APIs and low-code tools.
ISOs & VARs – Differentiate with patented capabilities that drive faster payments, lower churn, and deliver better customer experiences.

“This is our Amazon OneClick moment,” added Brunner. “We’ve taken the complexity of compliance, security, customer experience, and made it invisible. That’s the benefit of listening to the market and inventing the future.”

Built to Scale. Engineered for What’s Next.

Fully tokenized, PCI-compliant
250+ processor and gateways
Enterprise deployments across healthcare, retail, insurance, and field services, and others
White-labeled, API-first architecture for channel scalability
PCI, SOC2 and HIPAA compliant
Cloud based integrated wallet

Leveraged by many of the leading financial institutions and platforms today, Authvia enables partners to innovate and meet their customers where they are.

About Authvia

Authvia is the patented leader in omnichannel, conversational bill payment, enabling secure, app-free transactions via SMS, RCS, WhatsApp, AI chatbots, and email. Its flagship platform, TXT2PAY®, transforms any conversation into a compliant, tokenized payment experience. With five issued U.S. patents and 250+ processor integrations, Authvia is powering the future of mobile bill payment for ISOs, ISVs, financial institutions, and enterprise merchants.

Explore the platform at www.Authvia.com.