CPLI™ helps lenders protect against foreclosure loan losses while supporting capital efficiency, regulatory relief, and portfolio growth

Loan Guaranty Insurance Services (LGIS) today announced the relaunch of the company around a singular mission: helping commercial real estate lenders better manage credit risk through innovative insurance solutions.

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LGIS Group founder and president David Eichenblatt

At the center of the company's renewed focus is Commercial Property Loan Insurance (CPLI™), a patented, investment grade-rated loan guarantee insurance product that protects against foreclosure loan losses while helping lenders improve capital efficiency, manage concentration risk, and optimize their balance sheets. The solution can also reduce reliance on personal guarantees, creating additional flexibility for qualified borrowers.

The relaunch comes as commercial real estate lenders navigate elevated interest rates, refinancing pressures, regulatory scrutiny, and a growing wave of loan maturities that is increasing the need for effective risk management solutions.

"Commercial real estate lenders are under increasing pressure to manage risk while preserving lending capacity," said David Eichenblatt, founder and president of LGIS. "CPLI helps institutions protect against foreclosure loan losses while improving capital efficiency and balance sheet flexibility. We believe it represents a meaningful evolution in how commercial real estate credit risk can be managed."

Unlike traditional risk mitigation tools, CPLI combines foreclosure loan loss protection with the financial strength of an investment grade-rated insurance structure. The solution is designed to complement existing lending, loan modification, portfolio management, and capital markets strategies while helping institutions deploy capital more efficiently.

CPLI is structured to qualify as an Eligible Guarantor, creating opportunities for qualifying institutions to benefit from:

• Regulatory capital relief
• Improved concentration management
• Favorable supervisory loan-to-value (SLTV) treatment
• Reduced risk-weighted asset treatment

CPLI also does not trigger a Troubled Debt Restructuring (TDR) in loan modifications, an increasingly important consideration as commercial real estate lenders work through the industry's approaching wall of maturities.

About LGIS

LGIS is a specialty insurance and credit enhancement company focused on commercial real estate finance. Through CPLI™, its patented investment grade-rated loan guarantee insurance solution, LGIS helps lenders and borrowers protect against foreclosure loan losses while enhancing capital efficiency, managing concentration risk, and supporting portfolio growth. The company is committed to bringing innovative risk transfer solutions to the commercial real estate market that strengthen financial institutions and expand access to credit.

For more information, visit LGISgroup.com.

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“Commercial real estate lenders are under increasing pressure to manage risk while preserving lending capacity. CPLI helps institutions protect against foreclosure loan losses while improving capital efficiency and balance sheet flexibility.”