Factual Data^®, a leading provider of credit and verification services for the mortgage lending industry, today announced that lenders using the Finastra Originate Mortgagebot POS platform can now access FailSafe^® Protected Prefill alongside the platform’s existing credit integration with Factual Data.

Protected Prefill, a feature of Innovis FailSafe, is a solution that uses consumer data from Innovis^® to confirm an applicant's identity and automatically populate key fields in a mortgage application—helping to reduce manual entry, mitigate fraud risk, and streamline the applicant onboarding experience.

As digital mortgage applications continue to increase, lenders are under pressure to control costs while maintaining strong identity verification and fraud prevention practices. Using Innovis data at the beginning of the loan journey can help lenders improve workflow efficiency, reduce unnecessary downstream costs, and create a faster, smoother application experience.

"Lenders continue to look for ways to control costs while improving the applicant experience," said Reno D'Water, President of Factual Data. "By making Protected Prefill available through this integration, we're helping lenders access reliable data earlier in the process—supporting more efficient lending and enhanced affordability."

"Innovis FailSafe has already helped financial institutions streamline identity verification and application data capture in the credit card and auto lending markets," said Matt Patterson, President of Innovis. "Extending this capability to mortgage point-of-sale origination through integrations like this is a natural next step in improving the mortgage application experience for both lenders and applicants."

"We're pleased to work with Innovis and Factual Data to bring this capability to lenders," said MaryKay Theriault, Senior Director of Product Management at Finastra. "Providing seamless access to Innovis-powered prefill data alongside credit services from Factual Data can help lenders streamline operations."

About Factual Data

Factual Data, Leader in Mortgage Credit Reports, specializes in consumer credit reports, automation-driven workflow solutions, and verification services for lenders. Dedicated to the mission of Helping Lenders Expand Homeownership, Factual Data operates a proprietary platform offering flexibility, efficiency, and ample integrations with leading LOS and POS interfaces. For more information, please visit www.factualdata.com or follow us on social media at LinkedIn.

About Innovis Data Solutions

Innovis provides credit, identity verification, authentication, and fraud prevention solutions through partnerships with financial institutions, credit resellers, and supporting industry technology partners. These solutions help reduce fraud risk, drive process improvements, enhance customer experience, and manage expenses. For more information, please visit www.innovis.com or follow us on social media at LinkedIn.

About Finastra

Finastra is a global leader in financial services software, trusted by 7,000+ customers - including 40 of the world’s top 50 banks - in over 110 countries. With expertise in Lending, Payments and Universal Banking, we deliver reliable, scalable, mission-critical solutions such as Loan IQ, LaserPro, Trade Innovation, Essence, Global PAYplus, Payments To Go, and Financial Messaging. Backed by Vista Equity Partners, we co-innovate with customers to build modern technology that helps financial institutions grow with confidence. Visit www.finastra.com or follow Finastra on LinkedIn.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260427502186/en/

"By making Protected Prefill available through this integration, we're helping lenders access reliable data earlier in the process—supporting more efficient lending and enhanced affordability."