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Navy Federal Credit Union Launches Graduate Student Loan for Members to Continue Their Higher Education Journey

Navy Federal Credit Union is proud to introduce its new Graduate Student Loan, a financial solution to support members pursuing advanced degrees. With competitive rates and flexible terms, this product is designed to meet the financial needs of students enrolled in master’s, doctoral, medical, law, and other professional programs.

This new offering reflects Navy Federal’s commitment to helping members achieve their educational goals with confidence and financial peace of mind.

“Pursuing a graduate degree is a meaningful step forward, and one that often comes with a financial gap,” said Caroline Currie, Assistant Vice President of Education Lending at Navy Federal Credit Union. “Our graduate student loan was designed to meet that moment, giving our members a smart, affordable way to fund their next chapter. We’ve built it around what really matters to them: flexibility, simplicity, and support. It’s not just about financing education, it’s about helping our members invest in their future with confidence.”

The Graduate Student Loan includes the following benefits:

  • Flexible loan terms available for a single semester or the full academic year
  • Coverage of up to 100% of school-certified costs (a maximum of $200,000 across all education lending products)
  • Streamlined application process with a fast, user-friendly online experience
  • No application or origination fees to reduce upfront costs
  • Repayment options designed to support long-term financial planning
  • Interest rate discount of 0.25% for automatic payment enrollment

In response to the evolving student lending environment, the Navy Federal Graduate Student Loan was created with our members in mind, keeping their needs front and center from day one. With an economy that’s constantly changing, Navy Federal is committed to being a reliable partner for our members every step of the way. Membership is open to Active Duty service members, veterans, their immediate family members, and Department of Defense employees.

To learn more, visit navyfederal.org/studentloans, where you can also explore our College Planning Hub—packed with helpful articles, tools, and calculators to support the higher education journey.

Navy Federal Credit Union: Established in 1933 with only 7 members, Navy Federal now has the distinct honor of serving more than 14 million members globally and is the world’s largest credit union. As a member-owned and not-for-profit organization, Navy Federal always puts the financial needs of its members first. Membership is open to all Department of Defense and Coast Guard Active Duty, Veterans, civilian and contractor personnel, and their families. Dedicated to its mission of service, Navy Federal employs a workforce of 25,000 and has a global network of more than 365 branches. For more information about Navy Federal Credit Union, visit navyfederal.org. Navy Federal is federally insured by NCUA. Equal Opportunity Employer.

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